Fintokei vs FundingPips: which prop firm is better in 2026?
On the 33 criteria we compare, FundingPips comes out ahead (8 against 2). Fintokei stays relevant for traders whose priorities differ from the average.
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 2 / 33
FundingPips
Forex / CFD · Crypto · Trustpilot 4.5/5
FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.
Criteria won : 8 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Fintokei
$419
FundingPips
—
Closest size : 5 K — $29
Full comparison
| Criterion | Fintokei | FundingPips |
|---|---|---|
| Trust | ||
| Score | 75/100 | 83/100 ✓ |
| Trustpilot | 4.3/5 | 4.5/5 ✓ |
| Founded | 2022 | 2022 |
| Headquarters | CZ | AE |
| Pricing | ||
| Entry price | $44 | $29 ✓ |
| Price for a 100 K account | $419 | — |
| Refundable fee | — | No |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 200 K |
| Rules | ||
| Steps | 3 | 2 ✓ |
| Profit target | 2 % ✓ | 6 % |
| Max daily loss | 3 % | 3 % |
| Max total drawdown | 6 % | 6 % |
| Drawdown type | Static | Static |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | — |
| Min trading days | 3 | 1 ✓ |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | 14 days | 7 days ✓ |
| Payout frequency | tous les 14 jours | Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %) |
| Payout methods | — | — |
| Scaling plan | — | — |
| Max allocation | 400 K | — |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | mt5, ctrader, match-trader |
| Instruments | fx, metals, energy, indices | fx, indices, metals, energy, crypto ✓ |
| Leverage | — | — |
| News trading | — | — |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | — | Restricted |
| Scalping | — | — |
| Hedging | — | — |
Choose Fintokei if…
- You need a platform FundingPips does not offer: tradingview.
Choose FundingPips if…
- Your budget is the binding constraint: the entry ticket starts at $29, below Fintokei.
- Cash flow matters to you: the first withdrawal comes after 7 days rather than 14.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
- You want the shortest path to funding: 2 evaluation phase against 3 at Fintokei.
Our analysis
Tooling differences
Fintokei is the only one of the two to offer tradingview. FundingPips covers match-trader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
How much history each firm has
On Trustpilot they sit at 4.3/5 and 4.5/5 respectively. Our trust pillar scores them 72/100 and 81/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
The price question
FundingPips opens at $29 against $44 for Fintokei, a substantial gap on the smallest account. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
How the loss limit behaves
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. FundingPips applies a static drawdown capped at 6 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
Getting paid
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. FundingPips keeps 100 % of profits, allows a first withdrawal after 7 days, then pays Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.