Head to head · 33 criteria compared FTMO wins this comparison (10 against 5). Fintokei remains the cheaper way in and it pays out a larger share of profits, so the choice is not automatic.
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won: 5 / 33
Founded in Prague in 2015, FTMO reports more than $450 million paid to traders and closed its acquisition of broker OANDA in December 2025. The 2-Step challenge, static drawdown and no deadline, remains its core product, with fees fully refunded on the first payout. Price is the weak spot, and it rose again in 2026.
Criteria won: 10 / 33
Cheapest evaluation for a 100 K account.
Fintokei
$419
FTMO
€499
| Full comparison | Fintokei | FTMO |
|---|---|---|
| Trust | ||
| Score | 75/100 | 88/100 ✓ |
| Trustpilot | 4.3/5 | 4.8/5 ✓ |
| Founded | 2022 | 2015 ✓ |
| Headquarters | CZ | CZ |
| Pricing | ||
| Entry price | $44 ✓ | €79 |
| Price for a 100 K account | $419 ✓ | €499 |
| Refundable fee | — | Yes |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 200 K |
| Rules | ||
| Steps | 3 | 1 ✓ |
| Profit target | 2 % ✓ | 10 % |
| Max daily loss | 3 % | 3 % |
| Max total drawdown | 6 % | 10 % ✓ |
| Drawdown type | Static | Static |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | 50 ✓ |
| Min trading days | 3 | — |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % ✓ | 90 % |
| First payout | 14 days | 14 days |
| Payout frequency | Every 14 days | On demand from the 14th day after the first trade, then every 14 days |
| Payout methods | — | — |
| Scaling plan | — | Yes |
| Max allocation | 400 K | 2 M ✓ |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | mt4, mt5, ctrader, dxtrade, tradingview ✓ |
| Instruments | fx, metals, energy, indices | fx, indices, metals, energy, crypto, stocks ✓ |
| Leverage | — | 1:100 (forex) |
| News trading | — | Yes |
| Weekend holding | — | Yes |
| Expert Advisors | — | Yes |
| Copy trading | — | Restricted |
| Scalping | — | Yes |
| Hedging | — | Yes |
Choose Fintokei if… Choose FTMO if… FTMO has been running since 2015, 7 years longer than Fintokei. On Trustpilot they sit at 4.3/5 and 4.8/5 respectively. Our trust pillar scores them 72/100 and 97/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Fintokei opens at $44 against €79 for FTMO, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $419 for Fintokei against €499 for FTMO. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. FTMO applies a static drawdown capped at 10 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays Every 14 days. FTMO keeps 90 % of profits, allows a first withdrawal after 14 days, then pays On demand from the 14th day after the first trade, then every 14 days. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
FTMO covers mt4, dxtrade, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
No discount code is published without being checked on the firm’s own website. An unverified deal does not appear here.
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