Fintokei vs FTMO: which prop firm is better in 2026?
FTMO wins this comparison (10 against 5). Fintokei remains the cheaper way in and it pays out a larger share of profits, so the choice is not automatic.
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 5 / 33
FTMO
Forex / CFD · Crypto · Stocks · Trustpilot 4.8/5
Founded in Prague in 2015, FTMO reports more than $450 million paid to traders and closed its acquisition of broker OANDA in December 2025. The 2-Step challenge, static drawdown and no deadline, remains its core product, with fees fully refunded on the first payout. Price is the weak spot, and it rose again in 2026.
Criteria won : 10 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Fintokei
$419
FTMO
€499
Full comparison
| Criterion | Fintokei | FTMO |
|---|---|---|
| Trust | ||
| Score | 75/100 | 88/100 ✓ |
| Trustpilot | 4.3/5 | 4.8/5 ✓ |
| Founded | 2022 | 2015 ✓ |
| Headquarters | CZ | CZ |
| Pricing | ||
| Entry price | $44 ✓ | €79 |
| Price for a 100 K account | $419 ✓ | €499 |
| Refundable fee | — | Yes |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 200 K |
| Rules | ||
| Steps | 3 | 1 ✓ |
| Profit target | 2 % ✓ | 10 % |
| Max daily loss | 3 % | 3 % |
| Max total drawdown | 6 % | 10 % ✓ |
| Drawdown type | Static | Static |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | 50 ✓ |
| Min trading days | 3 | — |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % ✓ | 90 % |
| First payout | 14 days | 14 days |
| Payout frequency | tous les 14 jours | A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours |
| Payout methods | — | — |
| Scaling plan | — | Yes |
| Max allocation | 400 K | 2 M ✓ |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | mt4, mt5, ctrader, dxtrade, tradingview ✓ |
| Instruments | fx, metals, energy, indices | fx, indices, metals, energy, crypto, stocks ✓ |
| Leverage | — | 1:100 (forex) |
| News trading | — | Yes |
| Weekend holding | — | Yes |
| Expert Advisors | — | Yes |
| Copy trading | — | Restricted |
| Scalping | — | Yes |
| Hedging | — | Yes |
Choose Fintokei if…
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at FTMO.
- Your budget is the binding constraint: the entry ticket starts at $44, below FTMO.
Choose FTMO if…
- You need a platform Fintokei does not offer: mt4, dxtrade.
- You are aiming for size: allocation scales up to 2 M.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
- You want the shortest path to funding: 1 evaluation phase against 3 at Fintokei.
Our analysis
Trust and longevity
FTMO has been running since 2015, 7 years longer than Fintokei. On Trustpilot they sit at 4.3/5 and 4.8/5 respectively. Our trust pillar scores them 72/100 and 97/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Entry cost
Fintokei opens at $44 against €79 for FTMO, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $419 for Fintokei against €499 for FTMO. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Risk rules side by side
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. FTMO applies a static drawdown capped at 10 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
Payout terms compared
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. FTMO keeps 90 % of profits, allows a first withdrawal after 14 days, then pays A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
FTMO covers mt4, dxtrade, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.