Fintokei vs FundedNext: which prop firm is better in 2026?
FundedNext wins this comparison (10 against 7). Fintokei remains the cheaper way in and it pays out a larger share of profits, so the choice is not automatic.
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 7 / 33
FundedNext
Forex / CFD · Futures · Crypto · Trustpilot 4.5/5
On the forex and CFD side, FundedNext runs just two routes: Stellar 1-Step (10% target, 6% max loss) and Stellar 2-Step (8% then 5%, 10% max loss). Both use static drawdown, carry no deadline and come with refundable fees. Pricing is on the high side, and the headline 95% split needs a paid option — the contractual base is 80%.
Criteria won : 10 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Fintokei
$419
FundedNext
$549.99
Full comparison
| Criterion | Fintokei | FundedNext |
|---|---|---|
| Trust | ||
| Score | 75/100 | 85/100 ✓ |
| Trustpilot | 4.3/5 | 4.5/5 ✓ |
| Founded | 2022 | 2022 |
| Headquarters | CZ | AE |
| Pricing | ||
| Entry price | $44 ✓ | $59.99 |
| Price for a 100 K account | $419 ✓ | $549.99 |
| Refundable fee | — | Yes |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 200 K |
| Rules | ||
| Steps | 3 | 2 ✓ |
| Profit target | 2 % ✓ | 8 % |
| Max daily loss | 3 % | 5 % ✓ |
| Max total drawdown | 6 % | 10 % ✓ |
| Drawdown type | Static | Static |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | No ✓ |
| Min trading days | 3 ✓ | 5 |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % ✓ | 95 % |
| First payout | 14 days | 5 days ✓ |
| Payout frequency | tous les 14 jours | Stellar 1-Step : premier retrait apres 5 jours ouvres puis tous les 5 jours ouvres. Stellar 2-Step : premier retrait a 21 jours puis tous les 14 jours |
| Payout methods | — | — |
| Scaling plan | — | Yes |
| Max allocation | 400 K ✓ | 300 K |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | mt4, mt5, ctrader, match-trader ✓ |
| Instruments | fx, metals, energy, indices | fx, indices, metals, energy, crypto ✓ |
| Leverage | — | 1:30 forex sur Stellar 1-Step (verifie sur le site officiel) ; 1:100 forex annonce sur Stellar 2-Step |
| News trading | — | — |
| Weekend holding | — | — |
| Expert Advisors | — | Yes |
| Copy trading | — | Restricted |
| Scalping | — | — |
| Hedging | — | — |
Choose Fintokei if…
- Your budget is the binding constraint: the entry ticket starts at $44, below FundedNext.
- You expect to stay funded long enough for the split to matter: 100 % against 95 % at FundedNext.
- You need a platform FundedNext does not offer: tradingview.
- You are aiming for size: allocation scales up to 400 K.
Choose FundedNext if…
- You want the shortest path to funding: 2 evaluation phase against 3 at Fintokei.
- You need a platform Fintokei does not offer: mt4, match-trader.
- Cash flow matters to you: the first withdrawal comes after 5 days rather than 14.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
Our analysis
Entry cost
Fintokei opens at $44 against $59.99 for FundedNext, a moderate gap on the smallest account. At the reference size of 100 K the comparison is $419 for Fintokei against $549.99 for FundedNext. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Risk rules side by side
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. FundedNext applies a static drawdown capped at 10 %, with a 5 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
Payout terms compared
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. FundedNext keeps 95 % of profits, allows a first withdrawal after 5 days, then pays Stellar 1-Step : premier retrait apres 5 jours ouvres puis tous les 5 jours ouvres. Stellar 2-Step : premier retrait a 21 jours puis tous les 14 jours. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
Fintokei is the only one of the two to offer tradingview. FundedNext covers mt4, match-trader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Trust and longevity
On Trustpilot they sit at 4.3/5 and 4.5/5 respectively. Our trust pillar scores them 72/100 and 81/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.