FundedNext vs FundingPips: which prop firm is better in 2026?
Across pricing, rules and payout terms, FundedNext takes the lead (6 against 4). FundingPips remains the cheaper way in and it pays out a larger share of profits, so the choice is not automatic.
FundedNext
Forex / CFD · Futures · Crypto · Trustpilot 4.5/5
On the forex and CFD side, FundedNext runs just two routes: Stellar 1-Step (10% target, 6% max loss) and Stellar 2-Step (8% then 5%, 10% max loss). Both use static drawdown, carry no deadline and come with refundable fees. Pricing is on the high side, and the headline 95% split needs a paid option — the contractual base is 80%.
Criteria won : 6 / 33
FundingPips
Forex / CFD · Crypto · Trustpilot 4.5/5
FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.
Criteria won : 4 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
FundedNext
$549.99
FundingPips
—
Closest size : 5 K — $29
Full comparison
| Criterion | FundedNext | FundingPips |
|---|---|---|
| Trust | ||
| Score | 85/100 ✓ | 83/100 |
| Trustpilot | 4.5/5 | 4.5/5 |
| Founded | 2022 | 2022 |
| Headquarters | AE | AE |
| Pricing | ||
| Entry price | $59.99 | $29 ✓ |
| Price for a 100 K account | $549.99 | — |
| Refundable fee | Yes ✓ | No |
| Reset price | — | — |
| Account sizes | 200 K | 200 K |
| Rules | ||
| Steps | 2 | 2 |
| Profit target | 8 % | 6 % ✓ |
| Max daily loss | 5 % ✓ | 3 % |
| Max total drawdown | 10 % ✓ | 6 % |
| Drawdown type | Static | Static |
| Time limit | Unlimited | Unlimited |
| Consistency rule | No | — |
| Min trading days | 5 | 1 ✓ |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 95 % | 100 % ✓ |
| First payout | 5 days ✓ | 7 days |
| Payout frequency | Stellar 1-Step : premier retrait apres 5 jours ouvres puis tous les 5 jours ouvres. Stellar 2-Step : premier retrait a 21 jours puis tous les 14 jours | Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %) |
| Payout methods | — | — |
| Scaling plan | Yes | — |
| Max allocation | 300 K | — |
| Trading | ||
| Platforms and instruments | mt4, mt5, ctrader, match-trader ✓ | mt5, ctrader, match-trader |
| Instruments | fx, indices, metals, energy, crypto | fx, indices, metals, energy, crypto |
| Leverage | 1:30 forex sur Stellar 1-Step (verifie sur le site officiel) ; 1:100 forex annonce sur Stellar 2-Step | — |
| News trading | — | — |
| Weekend holding | — | — |
| Expert Advisors | Yes | — |
| Copy trading | Restricted | Restricted |
| Scalping | — | — |
| Hedging | — | — |
Choose FundedNext if…
- Cash flow matters to you: the first withdrawal comes after 5 days rather than 7.
- You need a platform FundingPips does not offer: mt4.
Choose FundingPips if…
- You expect to stay funded long enough for the split to matter: 100 % against 95 % at FundedNext.
- Your budget is the binding constraint: the entry ticket starts at $29, below FundedNext.
Our analysis
Track record
On Trustpilot they sit at 4.5/5 and 4.5/5 respectively. Our trust pillar scores them 81/100 and 81/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
FundingPips opens at $29 against $59.99 for FundedNext, a substantial gap on the smallest account. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Drawdown: the rule that decides
FundedNext applies a static drawdown capped at 10 %, with a 5 % daily limit. FundingPips applies a static drawdown capped at 6 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
What reaches your account
FundedNext keeps 95 % of profits, allows a first withdrawal after 5 days, then pays Stellar 1-Step : premier retrait apres 5 jours ouvres puis tous les 5 jours ouvres. Stellar 2-Step : premier retrait a 21 jours puis tous les 14 jours. FundingPips keeps 100 % of profits, allows a first withdrawal after 7 days, then pays Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
FundedNext is the only one of the two to offer mt4. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.