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Tools for funded traders

Four calculators that answer the questions a firm’s marketing page leaves open: what you actually keep on your profits, what a challenge really costs once resets are counted, where your loss floor sits under each drawdown model, and which firms fit how you trade. All of them run on the same verified data as our comparison tables — nothing is estimated.

Black calculator in close-up on a light surface

Which calculator, and when

Before buying anything, start with the challenge cost calculator. The advertised entry price is rarely what a funded account ends up costing: resets, activation fees and monthly subscriptions are billed separately, and a run that takes three attempts at a cheap firm can cost more than a single attempt at an expensive one. The calculator adds those lines up from each firm’s published pricing.

Once a shortlist exists, the drawdown simulator is the one that decides. It shows where your loss floor sits after a given sequence of results, under a static drawdown, an end-of-day trailing one and an intraday trailing one. The same equity curve survives at one firm and is eliminated at another purely because of that setting, and it is the parameter sales pages describe least clearly.

The profit split calculator matters after the challenge, not before: one point of split is worth more over a few funded months than the entire discount on an entry ticket. And if you have no shortlist at all, the quiz works backwards — it starts from how you actually trade, then rules out the firms whose rulebook is incompatible with it.