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FundingPips review

Forex / CFD Crypto Founded 2022 United Arab Emirates Trustpilot 4.5/5 (67,127) Verified on

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Score/100

Verdict

FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.

Worth it for a patient trader who accepts a monthly cycle in exchange for keeping 100% of gains and stays well clear of Striking System thresholds. Avoid it if you want weekly payouts, since the split then drops to 60%, or if you are heading for a Pro, Flex or Zero model with no fee refund.

At a glance

Entry price
$29
Account sizes
5 K · 10 K · 25 K · 50 K · 100 K · 200 K
Steps
Instant funding / 1 / 2
Profit target
6 %
Max daily loss
3 %
Max total drawdown
6 %
Drawdown type
Static / Trailing intraday
Time limit
Unlimited days
Consistency rule
—
Profit split
80 %
Max profit split
100 %
First payout
7 days
Payout frequency
Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %)
Max allocation
—
Platforms and instruments
MT5, cTrader, Match-Trader

Pros

  • The split reaches 100% on the monthly cycle, a rare arrangement, and still pays 90% on on-demand withdrawals.
  • Static drawdown across the four evaluation models; only the instant Zero account moves to trailing end-of-day.
  • Fees are refunded at the fourth reward on 1 Step and 2 Step Standard, with a first payout from day 7.
  • Low entry: 36 USD for a 5K 2 Step Standard and 29 USD for the 2 Step Pro, which needs one trading day.
  • A very short restricted list — Iran, Vietnam and the UAE — with a minimum age of 18.

Cons

  • The Striking System shuts a funded account at the fourth warning, each triggered by floating loss past a threshold.
  • The 100% split forces the monthly cycle, plus 7 qualifying days on 2 Step Standard accounts bought after 15 August 2026.
  • No fee refund on 2 Step Pro, 2 Step Flex or Zero, and Zero stacks trailing end-of-day with a 15% consistency rule.
  • The operating entity is registered in Mwali, Comoros under a MISA licence, despite the Dubai offices.
  • Prices come from third-party comparison sites as the official one was unreachable; scaling plan and max allocation are unpublished.

Challenges and pricing

2 Step Standard

2 steps
Account size Price Reset price Activation fee
5 K — — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
Profit target
8 % / 5 %
Max daily loss
5 %
Max total drawdown
10 %
Drawdown type
Static
Min trading days
3
Time limit
Unlimited
Consistency rule
35 %
Refundable fee
Yes

2 Step Pro

2 steps
Account size Price Reset price Activation fee
5 K $29 — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
200 K — — —
Profit target
6 % / 6 %
Max daily loss
3 %
Max total drawdown
6 %
Drawdown type
Static
Min trading days
1
Time limit
Unlimited
Consistency rule
No
Refundable fee
No

2 Step Flex

2 steps
Account size Price Reset price Activation fee
5 K — — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
Profit target
10 % / 6 %
Max daily loss
4 %
Max total drawdown
12 %
Drawdown type
Static
Min trading days
—
Time limit
Unlimited
Consistency rule
No
Refundable fee
No

1 Step

1 step
Account size Price Reset price Activation fee
5 K — — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
Profit target
10 %
Max daily loss
3 %
Max total drawdown
6 %
Drawdown type
Static
Min trading days
—
Time limit
Unlimited
Consistency rule
No
Refundable fee
Yes

1 Step Flex

1 step
Account size Price Reset price Activation fee
5 K — — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
Profit target
12 %
Max daily loss
3 %
Max total drawdown
12 %
Drawdown type
Static
Min trading days
—
Time limit
Unlimited
Consistency rule
No
Refundable fee
Yes

FundingPips Zero (instant funding)

Instant funding
Account size Price Reset price Activation fee
5 K — — —
10 K — — —
25 K — — —
50 K — — —
100 K — — —
200 K — — —
Profit target
—
Max daily loss
3 %
Max total drawdown
5 %
Drawdown type
Trailing intraday
Min trading days
—
Time limit
Unlimited
Consistency rule
15 %
Refundable fee
No

Trading rules

  • News trading —
  • Weekend holding —
  • Overnight holding —
  • Expert Advisors —
  • Copy trading Restricted
  • Hedging —
  • Scalping —
  • KYC required Yes
Leverage
—
Spread type
—
Commission
—

Payouts

Profit split
80 %
Max profit split
100 %
First payout
7 days
Payout frequency
Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %)
Max allocation
—
Payout methods
—

Scaling plan : —

Platforms and instruments

Platforms and instruments

MT5cTraderMatch-Trader

Instruments

ForexIndicesMetalsEnergyCrypto

Accepted countries

Accepts traders from your country : Yes

Restricted countries

Iran, Vietnam, and United Arab Emirates

KYC required : Yes

Score breakdown

Updated on

Trust and track record 25 % 81
Trading conditions 20 % 75
Payouts 20 % 80
Rules fairness 15 % 98
Pricing and value 10 % 93
Support and UX 10 % 73

How we score

Alternatives

FundedNext

Forex / CFDFuturesCrypto

Entry price
$59.99
Profit split
95 %
Account sizes
200 K

The5ers

Forex / CFDFutures

Entry price
$39
Profit split
100 %
Account sizes
250 K

Frequently asked questions

Is FundingPips legit?
FundingPips has been operating since 2022, which is a meaningful track record in an industry where most firms are younger than three years. Its Trustpilot rating stands at 4.5/5 across 67,127 reviews. We score it 83/100, with 81/100 on the trust and track record pillar specifically.
How much does a FundingPips challenge cost?
The cheapest FundingPips evaluation starts at $29. Account sizes range from 5 K to 200 K, and the fee scales with the size. The fee is not refundable.
How fast does FundingPips pay out?
The first withdrawal can be requested after 7 days on a funded account. Payouts are then Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). The trader keeps 80 % of profits, rising to 100 % with scaling.
What drawdown rules apply at FundingPips?
FundingPips uses a static drawdown. The maximum total loss is 6 % of the account. The daily limit is 3 %. A static drawdown is computed from the starting balance and never moves, which makes it the easiest type to track.
Does FundingPips accept US traders?
Yes. FundingPips does not list the United States among its restricted countries. It does exclude IR, VN, and AE. Restriction lists change, so confirm on the firm's terms page before paying.
What are the main rules of the FundingPips challenge?
There is no time limit to complete the evaluation phases. A minimum of 1 trading days is required.

Sources