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FTMO review

Forex / CFD Crypto Stocks Founded 2015 Czechia Trustpilot 4.8/5 (50,580) Verified on

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Score/100

Verdict

Founded in Prague in 2015, FTMO reports more than $450 million paid to traders and closed its acquisition of broker OANDA in December 2025. The 2-Step challenge, static drawdown and no deadline, remains its core product, with fees fully refunded on the first payout. Price is the weak spot, and it rose again in 2026.

FTMO is for traders who value track record, freedom of method and a real scaling plan, and who accept a higher entry cost. It fits poorly with tight budgets, with US-based traders, and with anyone who wants a 100% split or a one-phase evaluation free of trailing drawdown.

At a glance

Entry price
€79
Account sizes
10 K · 25 K · 50 K · 100 K · 200 K
Steps
1 / 2
Profit target
10 %
Max daily loss
3 %
Max total drawdown
10 %
Drawdown type
Static / Trailing (end of day)
Time limit
Unlimited days
Consistency rule
50 %
Profit split
80 %
Max profit split
90 %
First payout
14 days
Payout frequency
A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours
Max allocation
2 M
Platforms and instruments
MT4, MT5, cTrader, DXtrade, TradingView

Pros

  • Trading since 2015, the firm holds 4.8/5 across more than 50,000 Trustpilot reviews and now owns broker OANDA.
  • Challenge fees are refunded in full when the first reward is withdrawn from the funded account.
  • The 2-Step pairs static 10% drawdown with no deadline and a minimum of just four trading days.
  • News trading, EAs, hedging, scalping and weekend holding are all allowed across four platforms, MT4 and DXtrade included.
  • A scaling plan is in place, with allocation up to $2 million and profit split reaching 90%.

Cons

  • Price is the sticking point: EUR 540 for the 100k 2-Step and EUR 1,080 for the 200k, after a 15 to 25% increase in 2026.
  • The 1-Step runs end-of-day trailing drawdown plus a Best Day Rule capping the best day at 50% of cumulative profit.
  • The split tops out at 90%, while several competitors take theirs to 100%.
  • Fifty countries are excluded, new US clients have not been accepted since 2024, and existing US traders are restricted to DXtrade.
  • Prices are quoted in euros and shift with the currency chosen at checkout; payout methods are not published.

Challenges and pricing

FTMO Challenge 2-Step

2 steps
Account size Price Reset price Activation fee
10 K €155 — —
25 K €250 — —
50 K €345 — —
100 K €540 — —
200 K €1,080 — —
Profit target
10 % / 5 %
Max daily loss
5 %
Max total drawdown
10 %
Drawdown type
Static
Min trading days
4
Time limit
Unlimited
Consistency rule
No
Refundable fee
Yes

FTMO Challenge 1-Step

1 step
Account size Price Reset price Activation fee
10 K €79 — —
25 K €199 — —
50 K €319 — —
100 K €499 — —
200 K €999 — —
Profit target
10 %
Max daily loss
3 %
Max total drawdown
10 %
Drawdown type
Trailing (end of day)
Min trading days
—
Time limit
Unlimited
Consistency rule
50 %
Refundable fee
Yes

Trading rules

  • News trading Yes
  • Weekend holding Yes
  • Overnight holding Yes
  • Expert Advisors Yes
  • Copy trading Restricted
  • Hedging Yes
  • Scalping Yes
  • KYC required Yes
Leverage
1:100 (forex)
Spread type
—
Commission
—

Payouts

Profit split
80 %
Max profit split
90 %
First payout
14 days
Payout frequency
A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours
Max allocation
2 M
Payout methods
—

Scaling plan : Yes

Platforms and instruments

Platforms and instruments

MT4MT5cTraderDXtradeTradingView

Instruments

ForexIndicesMetalsEnergyCryptoStocks

Accepted countries

Accepts traders from your country : Yes

Restricted countries

Afghanistan, Anguilla, Antigua & Barbuda, Belarus, Belize, Bhutan, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Congo - Brazzaville, Cook Islands, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Vatican City, Indonesia, Iran, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Marshall Islands, Mauritania, Micronesia, Myanmar (Burma), Nauru, Niger, Niue, North Korea, Papua New Guinea, Russia, St. Barthélemy, St. Kitts & Nevis, St. Lucia, and St. Vincent & Grenadines

KYC required : Yes

Score breakdown

Updated on

Trust and track record 25 % 97
Trading conditions 20 % 95
Payouts 20 % 82
Rules fairness 15 % 96
Pricing and value 10 % 62
Support and UX 10 % 82

How we score

Incidents and controversies

  • New US client onboarding suspended in 2024, amid MetaQuotes' campaign against prop firms. US traders now route through DXtrade.

Change history

  1. Acquisition of broker OANDA from fund CVC completed. OANDA continues to operate as a standalone entity.

Alternatives

The5ers

Forex / CFDFutures

Entry price
$39
Profit split
100 %
Account sizes
250 K

FundedNext

Forex / CFDFuturesCrypto

Entry price
$59.99
Profit split
95 %
Account sizes
200 K

Frequently asked questions

Is FTMO legit?
FTMO has been operating since 2015, which is a meaningful track record in an industry where most firms are younger than three years. Its Trustpilot rating stands at 4.8/5 across 50,580 reviews. We score it 88/100, with 97/100 on the trust and track record pillar specifically.
What is the entry price at FTMO?
The cheapest FTMO evaluation starts at €79. Account sizes range from 10 K to 200 K, and the fee scales with the size. The fee is refunded on the first payout, so the real cost is zero if you pass and withdraw.
How do FTMO payouts work?
The first withdrawal can be requested after 14 days on a funded account. Payouts are then A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours. The trader keeps 80 % of profits, rising to 90 % with scaling.
What drawdown rules apply at FTMO?
FTMO uses a static drawdown. The maximum total loss is 10 % of the account. The daily limit is 3 %. A static drawdown is computed from the starting balance and never moves, which makes it the easiest type to track.
Does FTMO accept US traders?
Yes. FTMO does not list the United States among its restricted countries. It does exclude AF, AI, AG, BY, BZ, BT, BI, CV, CF, TD, KM, CG, CK, CU, DJ, DM, GQ, ER, FJ, GA, GM, GD, GN, GW, VA, ID, IR, IQ, KZ, KI, XK, KG, LS, LR, MW, ML, MH, MR, FM, MM, NR, NE, NU, KP, PG, RU, BL, KN, LC, and VC. Restriction lists change, so confirm on the firm's terms page before paying.
What are the main rules of the FTMO challenge?
There is no time limit to complete the evaluation phases. A 50 % consistency rule applies: no single day may exceed that share of total profit.

Sources