Track record
FTMO has been running since 2015, 1 years longer than The5ers. On Trustpilot they sit at 4.8/5 and 4.7/5 respectively. Our trust pillar scores them 97/100 and 96/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
The5ers opens at $39 against €79 for FTMO, a substantial gap on the smallest account. At the reference size of 100 K the comparison is €499 for FTMO against $545 for The5ers. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Drawdown: the rule that decides
FTMO applies a static drawdown capped at 10 %, with a 3 % daily limit. The5ers applies a static drawdown capped at 10 %, with a 5 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
What reaches your account
FTMO keeps 90 % of profits, allows a first withdrawal after 14 days, then pays On demand from the 14th day after the first trade, then every 14 days. The5ers keeps 100 % of profits, allows a first withdrawal after 14 days, then pays First withdrawal 14 days after the funded account is granted, then every two weeks; minimum withdrawal $150. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
FTMO is the only one of the two to offer mt4, dxtrade. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.