Track record
Fintokei has been running since 2022, 1 years longer than My Funded Futures. On Trustpilot they sit at 4.3/5 and 4.9/5 respectively. Our trust pillar scores them 72/100 and 83/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Drawdown: the rule that decides
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. My Funded Futures applies a trailing (end of day) drawdown capped at 4 %. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays Every 14 days. My Funded Futures keeps 90 % of profits, allows a first withdrawal after 1 days, then pays Rapid: every 24 h (minimum $500); Builder: every 48 h; Pro: 14-day cycle (minimum $1,000, capped at $100,000 per cycle). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Fintokei is the only one of the two to offer mt5, ctrader. My Funded Futures covers ninjatrader, tradovate, quantower, volumetrica, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.