Fintokei vs My Funded Futures: which prop firm is better in 2026?
Across pricing, rules and payout terms, the two firms are hard to separate. The decision comes down to which constraint matters most to you: entry cost, drawdown model, or payout terms.
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 8 / 33
My Funded Futures
Futures · Trustpilot 4.9/5
Launched in late 2023 in Delaware, My Funded Futures posts the highest customer satisfaction in our futures database, at 4.9/5 across more than 21,000 reviews. Its four plans share a 6 % target and an end-of-day trailing drawdown that locks above the starting balance. The notable trade-off: over 80 countries are excluded.
Criteria won : 8 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Fintokei
$419
My Funded Futures
—
Full comparison
| Criterion | Fintokei | My Funded Futures |
|---|---|---|
| Trust | ||
| Score | 75/100 | 80/100 ✓ |
| Trustpilot | 4.3/5 | 4.9/5 ✓ |
| Founded | 2022 ✓ | 2023 |
| Headquarters | CZ | US |
| Pricing | ||
| Entry price | $44 | — |
| Price for a 100 K account | $419 | — |
| Refundable fee | — | No |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 150 K |
| Rules | ||
| Steps | 3 | 1 ✓ |
| Profit target | 2 % ✓ | 6 % |
| Max daily loss | 3 % | — |
| Max total drawdown | 6 % ✓ | 4 % |
| Drawdown type | Static ✓ | Trailing (end of day) |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | 50 ✓ |
| Min trading days | 3 | 2 ✓ |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % ✓ | 90 % |
| First payout | 14 days | 1 days ✓ |
| Payout frequency | tous les 14 jours | Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle) |
| Payout methods | — | — |
| Scaling plan | — | — |
| Max allocation | 400 K ✓ | 150 K |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | ninjatrader, tradovate, tradingview, quantower, volumetrica ✓ |
| Instruments | fx, metals, energy, indices ✓ | futures |
| Leverage | — | — |
| News trading | — | Yes |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | — | — |
| Scalping | — | — |
| Hedging | — | — |
Choose Fintokei if…
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at My Funded Futures.
- You need a platform My Funded Futures does not offer: mt5, ctrader.
- You are aiming for size: allocation scales up to 400 K.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
Choose My Funded Futures if…
- Cash flow matters to you: the first withdrawal comes after 1 days rather than 14.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
- You want the shortest path to funding: 1 evaluation phase against 3 at Fintokei.
- You need a platform Fintokei does not offer: ninjatrader, tradovate, quantower, volumetrica.
Our analysis
Track record
Fintokei has been running since 2022, 1 years longer than My Funded Futures. On Trustpilot they sit at 4.3/5 and 4.9/5 respectively. Our trust pillar scores them 72/100 and 83/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Drawdown: the rule that decides
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. My Funded Futures applies a trailing (end of day) drawdown capped at 4 %. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. My Funded Futures keeps 90 % of profits, allows a first withdrawal after 1 days, then pays Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Fintokei is the only one of the two to offer mt5, ctrader. My Funded Futures covers ninjatrader, tradovate, quantower, volumetrica, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.