FTMO vs My Funded Futures: which prop firm is better in 2026?
FTMO wins this comparison (8 against 3). My Funded Futures stays relevant for traders whose priorities differ from the average.
FTMO
Forex / CFD · Crypto · Stocks · Trustpilot 4.8/5
Founded in Prague in 2015, FTMO reports more than $450 million paid to traders and closed its acquisition of broker OANDA in December 2025. The 2-Step challenge, static drawdown and no deadline, remains its core product, with fees fully refunded on the first payout. Price is the weak spot, and it rose again in 2026.
Criteria won : 8 / 33
My Funded Futures
Futures · Trustpilot 4.9/5
Launched in late 2023 in Delaware, My Funded Futures posts the highest customer satisfaction in our futures database, at 4.9/5 across more than 21,000 reviews. Its four plans share a 6 % target and an end-of-day trailing drawdown that locks above the starting balance. The notable trade-off: over 80 countries are excluded.
Criteria won : 3 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
FTMO
€499
My Funded Futures
—
Full comparison
| Criterion | FTMO | My Funded Futures |
|---|---|---|
| Trust | ||
| Score | 88/100 ✓ | 80/100 |
| Trustpilot | 4.8/5 | 4.9/5 ✓ |
| Founded | 2015 ✓ | 2023 |
| Headquarters | CZ | US |
| Pricing | ||
| Entry price | €79 | — |
| Price for a 100 K account | €499 | — |
| Refundable fee | Yes ✓ | No |
| Reset price | — | — |
| Account sizes | 200 K ✓ | 150 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 10 % | 6 % ✓ |
| Max daily loss | 3 % | — |
| Max total drawdown | 10 % ✓ | 4 % |
| Drawdown type | Static ✓ | Trailing (end of day) |
| Time limit | Unlimited | Unlimited |
| Consistency rule | 50 | 50 |
| Min trading days | — | 2 |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 90 % | 90 % |
| First payout | 14 days | 1 days ✓ |
| Payout frequency | A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours | Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle) |
| Payout methods | — | — |
| Scaling plan | Yes | — |
| Max allocation | 2 M ✓ | 150 K |
| Trading | ||
| Platforms and instruments | mt4, mt5, ctrader, dxtrade, tradingview | ninjatrader, tradovate, tradingview, quantower, volumetrica |
| Instruments | fx, indices, metals, energy, crypto, stocks ✓ | futures |
| Leverage | 1:100 (forex) | — |
| News trading | Yes | Yes |
| Weekend holding | Yes | — |
| Expert Advisors | Yes | — |
| Copy trading | Restricted | — |
| Scalping | Yes | — |
| Hedging | Yes | — |
Choose FTMO if…
- You need a platform My Funded Futures does not offer: mt4, mt5, ctrader, dxtrade.
- You are aiming for size: allocation scales up to 2 M.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
Choose My Funded Futures if…
- You need a platform FTMO does not offer: ninjatrader, tradovate, quantower, volumetrica.
- Cash flow matters to you: the first withdrawal comes after 1 days rather than 14.
Our analysis
Risk rules side by side
FTMO applies a static drawdown capped at 10 %, with a 3 % daily limit. My Funded Futures applies a trailing (end of day) drawdown capped at 4 %. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
Payout terms compared
FTMO keeps 90 % of profits, allows a first withdrawal after 14 days, then pays A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours. My Funded Futures keeps 90 % of profits, allows a first withdrawal after 1 days, then pays Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
FTMO is the only one of the two to offer mt4, mt5, ctrader, dxtrade. My Funded Futures covers ninjatrader, tradovate, quantower, volumetrica, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Trust and longevity
FTMO has been running since 2015, 8 years longer than My Funded Futures. On Trustpilot they sit at 4.8/5 and 4.9/5 respectively. Our trust pillar scores them 97/100 and 83/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.