Fintokei vs Funded Trading Plus: which prop firm is better in 2026?
Across pricing, rules and payout terms, Funded Trading Plus takes the lead (8 against 5). Fintokei remains the cheaper way in and its drawdown model is the more forgiving of the two, so the choice is not automatic.
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 5 / 33
Funded Trading Plus
Forex / CFD
A London firm founded in late 2021 and bought by Instant Funding in May 2026, Funded Trading Plus pays every 7 days on its 1-Step Express and Instant programs, with the split rising from 80 to 100% and scaling up to $5 million. The catch: intraday trailing drawdown on both, and a Trustpilot score the platform has pulled.
Criteria won : 8 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Fintokei
$419
Funded Trading Plus
$549
Full comparison
| Criterion | Fintokei | Funded Trading Plus |
|---|---|---|
| Trust | ||
| Score | 75/100 | 80/100 ✓ |
| Trustpilot | 4.3/5 | — |
| Founded | 2022 | 2021 ✓ |
| Headquarters | CZ | GB |
| Pricing | ||
| Entry price | $44 ✓ | $89 |
| Price for a 100 K account | $419 ✓ | $549 |
| Refundable fee | — | Yes |
| Reset price | — | — |
| Account sizes | 400 K ✓ | 200 K |
| Rules | ||
| Steps | 3 | 1 ✓ |
| Profit target | 2 % ✓ | 10 % |
| Max daily loss | 3 % | 4 % ✓ |
| Max total drawdown | 6 % | 6 % |
| Drawdown type | Static ✓ | Trailing intraday |
| Time limit | 180 | Unlimited ✓ |
| Consistency rule | 40 | — |
| Min trading days | 3 | — |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | 14 days | — |
| Payout frequency | tous les 14 jours | Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic |
| Payout methods | — | crypto and rise |
| Scaling plan | — | Yes |
| Max allocation | 400 K | 5 M ✓ |
| Trading | ||
| Platforms and instruments | tradingview, mt5, ctrader | mt5, ctrader, dxtrade, match-trader ✓ |
| Instruments | fx, metals, energy, indices | fx, indices, metals, energy, crypto ✓ |
| Leverage | — | 1:30 sur 1-Step Express, 1:50 sur 2-Step Classic |
| News trading | — | — |
| Weekend holding | — | Yes |
| Expert Advisors | — | Yes |
| Copy trading | — | Restricted |
| Scalping | — | Yes |
| Hedging | — | — |
Choose Fintokei if…
- Your budget is the binding constraint: the entry ticket starts at $44, below Funded Trading Plus.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
- You need a platform Funded Trading Plus does not offer: tradingview.
Choose Funded Trading Plus if…
- You want the shortest path to funding: 1 evaluation phase against 3 at Fintokei.
- You need a platform Fintokei does not offer: dxtrade, match-trader.
- You are aiming for size: allocation scales up to 5 M.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
Our analysis
What you pay to start
Fintokei opens at $44 against $89 for Funded Trading Plus, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $419 for Fintokei against $549 for Funded Trading Plus. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Drawdown: the rule that decides
Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. Funded Trading Plus applies a trailing intraday drawdown capped at 6 %, with a 4 % daily limit. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. Funded Trading Plus keeps 100 % of profits, then pays Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Fintokei is the only one of the two to offer tradingview. Funded Trading Plus covers dxtrade, match-trader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Track record
Funded Trading Plus has been running since 2021, 1 years longer than Fintokei. Our trust pillar scores them 72/100 and 74/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.