FTMO vs Funded Trading Plus: which prop firm is better in 2026?
FTMO wins this comparison (8 against 3). and it pays out a larger share of profits, so the choice is not automatic.
FTMO
Forex / CFD · Crypto · Stocks · Trustpilot 4.8/5
Founded in Prague in 2015, FTMO reports more than $450 million paid to traders and closed its acquisition of broker OANDA in December 2025. The 2-Step challenge, static drawdown and no deadline, remains its core product, with fees fully refunded on the first payout. Price is the weak spot, and it rose again in 2026.
Criteria won : 8 / 33
Funded Trading Plus
Forex / CFD
A London firm founded in late 2021 and bought by Instant Funding in May 2026, Funded Trading Plus pays every 7 days on its 1-Step Express and Instant programs, with the split rising from 80 to 100% and scaling up to $5 million. The catch: intraday trailing drawdown on both, and a Trustpilot score the platform has pulled.
Criteria won : 3 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
FTMO
€499
Funded Trading Plus
$549
Full comparison
| Criterion | FTMO | Funded Trading Plus |
|---|---|---|
| Trust | ||
| Score | 88/100 ✓ | 80/100 |
| Trustpilot | 4.8/5 | — |
| Founded | 2015 ✓ | 2021 |
| Headquarters | CZ | GB |
| Pricing | ||
| Entry price | €79 ✓ | $89 |
| Price for a 100 K account | €499 ✓ | $549 |
| Refundable fee | Yes | Yes |
| Reset price | — | — |
| Account sizes | 200 K | 200 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 10 % | 10 % |
| Max daily loss | 3 % | 4 % ✓ |
| Max total drawdown | 10 % ✓ | 6 % |
| Drawdown type | Static ✓ | Trailing intraday |
| Time limit | Unlimited | Unlimited |
| Consistency rule | 50 | — |
| Min trading days | — | — |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 90 % | 100 % ✓ |
| First payout | 14 days | — |
| Payout frequency | A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours | Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic |
| Payout methods | — | crypto and rise |
| Scaling plan | Yes | Yes |
| Max allocation | 2 M | 5 M ✓ |
| Trading | ||
| Platforms and instruments | mt4, mt5, ctrader, dxtrade, tradingview ✓ | mt5, ctrader, dxtrade, match-trader |
| Instruments | fx, indices, metals, energy, crypto, stocks ✓ | fx, indices, metals, energy, crypto |
| Leverage | 1:100 (forex) | 1:30 sur 1-Step Express, 1:50 sur 2-Step Classic |
| News trading | Yes | — |
| Weekend holding | Yes | Yes |
| Expert Advisors | Yes | Yes |
| Copy trading | Restricted | Restricted |
| Scalping | Yes | Yes |
| Hedging | Yes | — |
Choose FTMO if…
- You need a platform Funded Trading Plus does not offer: mt4, tradingview.
- Your budget is the binding constraint: the entry ticket starts at €79, below Funded Trading Plus.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
Choose Funded Trading Plus if…
- You need a platform FTMO does not offer: match-trader.
- You are aiming for size: allocation scales up to 5 M.
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at FTMO.
Our analysis
Platforms and instruments
FTMO is the only one of the two to offer mt4, tradingview. Funded Trading Plus covers match-trader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Trust and longevity
FTMO has been running since 2015, 6 years longer than Funded Trading Plus. Our trust pillar scores them 97/100 and 74/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Entry cost
FTMO opens at €79 against $89 for Funded Trading Plus, a moderate gap on the smallest account. At the reference size of 100 K the comparison is €499 for FTMO against $549 for Funded Trading Plus. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Risk rules side by side
FTMO applies a static drawdown capped at 10 %, with a 3 % daily limit. Funded Trading Plus applies a trailing intraday drawdown capped at 6 %, with a 4 % daily limit. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
Payout terms compared
FTMO keeps 90 % of profits, allows a first withdrawal after 14 days, then pays A la demande a partir du 14e jour suivant le premier trade, puis tous les 14 jours. Funded Trading Plus keeps 100 % of profits, then pays Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.