Funded Trading Plus vs FundingPips: which prop firm is better in 2026?
Across pricing, rules and payout terms, Funded Trading Plus takes the lead (5 against 4). FundingPips remains the cheaper way in and its drawdown model is the more forgiving of the two, so the choice is not automatic.
Funded Trading Plus
Forex / CFD
A London firm founded in late 2021 and bought by Instant Funding in May 2026, Funded Trading Plus pays every 7 days on its 1-Step Express and Instant programs, with the split rising from 80 to 100% and scaling up to $5 million. The catch: intraday trailing drawdown on both, and a Trustpilot score the platform has pulled.
Criteria won : 5 / 33
FundingPips
Forex / CFD · Crypto · Trustpilot 4.5/5
FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.
Criteria won : 4 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Funded Trading Plus
$549
FundingPips
—
Closest size : 5 K — $29
Full comparison
| Criterion | Funded Trading Plus | FundingPips |
|---|---|---|
| Trust | ||
| Score | 80/100 | 83/100 ✓ |
| Trustpilot | — | 4.5/5 |
| Founded | 2021 ✓ | 2022 |
| Headquarters | GB | AE |
| Pricing | ||
| Entry price | $89 | $29 ✓ |
| Price for a 100 K account | $549 | — |
| Refundable fee | Yes ✓ | No |
| Reset price | — | — |
| Account sizes | 200 K | 200 K |
| Rules | ||
| Steps | 1 ✓ | 2 |
| Profit target | 10 % | 6 % ✓ |
| Max daily loss | 4 % ✓ | 3 % |
| Max total drawdown | 6 % | 6 % |
| Drawdown type | Trailing intraday | Static ✓ |
| Time limit | Unlimited | Unlimited |
| Consistency rule | — | — |
| Min trading days | — | 1 |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | — | 7 days |
| Payout frequency | Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic | Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %) |
| Payout methods | crypto and rise | — |
| Scaling plan | Yes | — |
| Max allocation | 5 M | — |
| Trading | ||
| Platforms and instruments | mt5, ctrader, dxtrade, match-trader ✓ | mt5, ctrader, match-trader |
| Instruments | fx, indices, metals, energy, crypto | fx, indices, metals, energy, crypto |
| Leverage | 1:30 sur 1-Step Express, 1:50 sur 2-Step Classic | — |
| News trading | — | — |
| Weekend holding | Yes | — |
| Expert Advisors | Yes | — |
| Copy trading | Restricted | Restricted |
| Scalping | Yes | — |
| Hedging | — | — |
Choose Funded Trading Plus if…
- You want the shortest path to funding: 1 evaluation phase against 2 at FundingPips.
- You need a platform FundingPips does not offer: dxtrade.
Choose FundingPips if…
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
- Your budget is the binding constraint: the entry ticket starts at $29, below Funded Trading Plus.
Our analysis
Where you actually trade
Funded Trading Plus is the only one of the two to offer dxtrade. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Track record
Funded Trading Plus has been running since 2021, 1 years longer than FundingPips. Our trust pillar scores them 74/100 and 81/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
FundingPips opens at $29 against $89 for Funded Trading Plus, a substantial gap on the smallest account. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Drawdown: the rule that decides
Funded Trading Plus applies a trailing intraday drawdown capped at 6 %, with a 4 % daily limit. FundingPips applies a static drawdown capped at 6 %, with a 3 % daily limit. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Funded Trading Plus keeps 100 % of profits, then pays Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic. FundingPips keeps 100 % of profits, allows a first withdrawal after 7 days, then pays Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.