BrightFunded vs Fintokei: which prop firm is better in 2026?
Across pricing, rules and payout terms, the two firms are hard to separate. The decision comes down to which constraint matters most to you: entry cost, drawdown model, or payout terms.
BrightFunded
Forex / CFD · Crypto
Set up in 2023 by a Dutch team and operated out of Dubai, BrightFunded keeps its rulebook short: no consistency rule, no time limit, static drawdown on both 2-Step plans. The model leans instead on paid add-ons — fee refund, 90% split, waived minimum days — and the first payout only lands 30 days after the first trade.
Criteria won : 7 / 33
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 7 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
BrightFunded
€477
Fintokei
$419
Full comparison
| Criterion | BrightFunded | Fintokei |
|---|---|---|
| Trust | ||
| Score | 76/100 ✓ | 75/100 |
| Trustpilot | — | 4.3/5 |
| Founded | 2023 | 2022 ✓ |
| Headquarters | AE | CZ |
| Pricing | ||
| Entry price | €47 | $44 ✓ |
| Price for a 100 K account | €477 | $419 ✓ |
| Refundable fee | No | — |
| Reset price | — | — |
| Account sizes | 200 K | 400 K ✓ |
| Rules | ||
| Steps | 2 ✓ | 3 |
| Profit target | 8 % | 2 % ✓ |
| Max daily loss | 4 % ✓ | 3 % |
| Max total drawdown | 8 % ✓ | 6 % |
| Drawdown type | Static | Static |
| Time limit | Unlimited ✓ | 180 |
| Consistency rule | No ✓ | 40 |
| Min trading days | 5 | 3 ✓ |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | 30 days | 14 days ✓ |
| Payout frequency | Premier paiement 30 jours apres le premier trade, puis toutes les 2 semaines ; add-ons hebdomadaire et bi-hebdomadaire disponibles | tous les 14 jours |
| Payout methods | — | — |
| Scaling plan | Yes | — |
| Max allocation | 400 K | 400 K |
| Trading | ||
| Platforms and instruments | mt5, ctrader, dxtrade | tradingview, mt5, ctrader |
| Instruments | fx, indices, metals, energy, crypto ✓ | fx, metals, energy, indices |
| Leverage | Forex 1:100, or et matieres premieres 1:40, indices 1:20, crypto 1:5 (identique en evaluation et en compte finance) | — |
| News trading | Yes | — |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | Restricted | — |
| Scalping | — | — |
| Hedging | — | — |
Choose BrightFunded if…
- Your results concentrate on a few strong sessions: no consistency rule caps a single day's share of total profit.
- You want the shortest path to funding: 2 evaluation phase against 3 at Fintokei.
- You need a platform Fintokei does not offer: dxtrade.
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
Choose Fintokei if…
- Your budget is the binding constraint: the entry ticket starts at $44, below BrightFunded.
- Cash flow matters to you: the first withdrawal comes after 14 days rather than 30.
- You need a platform BrightFunded does not offer: tradingview.
Our analysis
Drawdown: the rule that decides
BrightFunded applies a static drawdown capped at 8 %, with a 4 % daily limit. Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
What reaches your account
BrightFunded keeps 100 % of profits, allows a first withdrawal after 30 days, then pays Premier paiement 30 jours apres le premier trade, puis toutes les 2 semaines ; add-ons hebdomadaire et bi-hebdomadaire disponibles. Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
BrightFunded is the only one of the two to offer dxtrade. Fintokei covers tradingview, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Track record
Fintokei has been running since 2022, 1 years longer than BrightFunded. Our trust pillar scores them 66/100 and 72/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
Fintokei opens at $44 against €47 for BrightFunded, a moderate gap on the smallest account. At the reference size of 100 K the comparison is €477 for BrightFunded against $419 for Fintokei. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.