Head to head · 33 criteria compared Across pricing, rules and payout terms, the two firms are hard to separate. The decision comes down to which constraint matters most to you: entry cost, drawdown model, or payout terms.
Set up in 2023 by a Dutch team and operated out of Dubai, BrightFunded keeps its rulebook short: no consistency rule, no time limit, static drawdown on both 2-Step plans. The model leans instead on paid add-ons — fee refund, 90% split, waived minimum days — and the first payout only lands 30 days after the first trade.
Criteria won: 7 / 33
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won: 7 / 33
Cheapest evaluation for a 100 K account.
BrightFunded
€477
Fintokei
$419
| Full comparison | BrightFunded | Fintokei |
|---|---|---|
| Trust | ||
| Score | 76/100 ✓ | 75/100 |
| Trustpilot | — | 4.3/5 |
| Founded | 2023 | 2022 ✓ |
| Headquarters | AE | CZ |
| Pricing | ||
| Entry price | €47 | $44 ✓ |
| Price for a 100 K account | €477 | $419 ✓ |
| Refundable fee | No | — |
| Reset price | — | — |
| Account sizes | 200 K | 400 K ✓ |
| Rules | ||
| Steps | 2 ✓ | 3 |
| Profit target | 8 % | 2 % ✓ |
| Max daily loss | 4 % ✓ | 3 % |
| Max total drawdown | 8 % ✓ | 6 % |
| Drawdown type | Static | Static |
| Time limit | Unlimited ✓ | 180 |
| Consistency rule | No ✓ | 40 |
| Min trading days | 5 | 3 ✓ |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | 30 days | 14 days ✓ |
| Payout frequency | First payment 30 days after the first trade, then every 2 weeks; weekly and bi-weekly add-ons available | Every 14 days |
| Payout methods | — | — |
| Scaling plan | Yes | — |
| Max allocation | 400 K | 400 K |
| Trading | ||
| Platforms and instruments | mt5, ctrader, dxtrade | tradingview, mt5, ctrader |
| Instruments | fx, indices, metals, energy, crypto ✓ | fx, metals, energy, indices |
| Leverage | Forex 1:100, gold and commodities 1:40, indices 1:20, crypto 1:5 (identical on evaluation and funded accounts) | — |
| News trading | Yes | — |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | Restricted | — |
| Scalping | — | — |
| Hedging | — | — |
Choose BrightFunded if… Choose Fintokei if… BrightFunded applies a static drawdown capped at 8 %, with a 4 % daily limit. Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
BrightFunded keeps 100 % of profits, allows a first withdrawal after 30 days, then pays First payment 30 days after the first trade, then every 2 weeks; weekly and bi-weekly add-ons available. Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays Every 14 days. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
BrightFunded is the only one of the two to offer dxtrade. Fintokei covers tradingview, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Fintokei has been running since 2022, 1 years longer than BrightFunded. Our trust pillar scores them 66/100 and 72/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Fintokei opens at $44 against €47 for BrightFunded, a moderate gap on the smallest account. At the reference size of 100 K the comparison is €477 for BrightFunded against $419 for Fintokei. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
No discount code is published without being checked on the firm’s own website. An unverified deal does not appear here.
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