My Funded Futures vs Top One Futures: which prop firm is better in 2026?
My Funded Futures wins this comparison (4 against 2). Top One Futures stays relevant for traders whose priorities differ from the average.
My Funded Futures
Futures · Trustpilot 4.9/5
Launched in late 2023 in Delaware, My Funded Futures posts the highest customer satisfaction in our futures database, at 4.9/5 across more than 21,000 reviews. Its four plans share a 6 % target and an end-of-day trailing drawdown that locks above the starting balance. The notable trade-off: over 80 countries are excluded.
Criteria won : 4 / 33
Top One Futures
Futures · Trustpilot 4.8/5
Launched in Wyoming in April 2025, Top One Futures built its name on fast payouts and a 4.8/5 Trustpilot rating. Its four programs span monthly subscription, $39 access and instant funding. Two reservations: displayed prices include a permanent promotion, and a rules revision was applied to already-open accounts.
Criteria won : 2 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
My Funded Futures
—
Top One Futures
$39
Full comparison
| Criterion | My Funded Futures | Top One Futures |
|---|---|---|
| Trust | ||
| Score | 80/100 ✓ | 78/100 |
| Trustpilot | 4.9/5 ✓ | 4.8/5 |
| Founded | 2023 ✓ | 2025 |
| Headquarters | US | US |
| Pricing | ||
| Entry price | — | $39 |
| Price for a 100 K account | — | $39 |
| Refundable fee | No | — |
| Reset price | — | $35 |
| Account sizes | 150 K | 150 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 6 % | 6 % |
| Max daily loss | — | — |
| Max total drawdown | 4 % | — |
| Drawdown type | Trailing (end of day) | Trailing (end of day) |
| Time limit | Unlimited | Unlimited |
| Consistency rule | 50 | — |
| Min trading days | 2 | 1 ✓ |
| Payouts | ||
| Profit split | 80 % | 90 % ✓ |
| Max profit split | 90 % | 90 % |
| First payout | 1 days | — |
| Payout frequency | Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle) | quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes |
| Payout methods | — | rise and crypto |
| Scaling plan | — | — |
| Max allocation | 150 K | 150 K |
| Trading | ||
| Platforms and instruments | ninjatrader, tradovate, tradingview, quantower, volumetrica ✓ | tradingview, tradovate, ninjatrader |
| Instruments | futures | futures |
| Leverage | — | — |
| News trading | Yes | Yes |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | — | Yes |
| Scalping | — | Yes |
| Hedging | — | — |
Choose My Funded Futures if…
- You need a platform Top One Futures does not offer: quantower, volumetrica.
Choose Top One Futures if…
- You already know Top One Futures and value the familiarity of its dashboard and support over a marginal edge elsewhere.
Our analysis
Payout terms compared
My Funded Futures keeps 90 % of profits, allows a first withdrawal after 1 days, then pays Rapid : toutes les 24 h (minimum 500 $) ; Builder : toutes les 48 h ; Pro : cycle de 14 jours (minimum 1 000 $, plafond 100 000 $ par cycle). Top One Futures keeps 90 % of profits, then pays quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
My Funded Futures is the only one of the two to offer quantower, volumetrica. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Trust and longevity
My Funded Futures has been running since 2023, 2 years longer than Top One Futures. On Trustpilot they sit at 4.9/5 and 4.8/5 respectively. Our trust pillar scores them 83/100 and 71/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Risk rules side by side
My Funded Futures applies a trailing (end of day) drawdown capped at 4 %. Top One Futures applies a trailing (end of day) drawdown. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.