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Top One Futures review

Futures Founded 2025 United States Trustpilot 4.8/5 (4,800) Verified on

Score/100

Verdict

Launched in Wyoming in April 2025, Top One Futures built its name on fast payouts and a 4.8/5 Trustpilot rating. Its four programs span monthly subscription, $39 access and instant funding. Two reservations: displayed prices include a permanent promotion, and a rules revision was applied to already-open accounts.

Top One Futures suits active traders who want frequent payouts and a low-cost way in. It calls for more caution if you expect periods away from the screen, or if the prospect of a rule changing mid-course on an open account is a problem for you.

At a glance

Entry price
$39
Account sizes
25 K · 50 K · 100 K · 150 K
Steps
Instant funding / 1
Profit target
6 %
Max daily loss
Max total drawdown
Drawdown type
Trailing (end of day)
Time limit
Unlimited days
Consistency rule
Profit split
90 %
Max profit split
90 %
First payout
Payout frequency
quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes
Max allocation
150 K
Platforms and instruments
TradingView, Tradovate, NinjaTrader

Pros

  • Trustpilot rating of 4.8/5 across around 4,800 reviews, the best in futures alongside My Funded Futures.
  • 90 % profit split on simulated accounts, with payouts processed in under 12 hours on average.
  • Elite Access opens the evaluation at $39 regardless of the account size targeted.
  • Daily payouts on Elite Daily, and no activation fee on three of the four programs.
  • News trading, scalping and copy trading all permitted — a rare combination in this segment.

Cons

  • Displayed prices include a permanent 55 % promotion: list pricing is substantially higher.
  • A 2025 revision of withdrawal thresholds was applied to already-open accounts, drawing criticism.
  • More than 14 calendar days of inactivity results in permanent loss of the account.
  • 73 countries and territories are excluded, including Iceland, the Philippines, Indonesia and Turkey.
  • The split drops from 90 % to 80 % when moving to live trading, and payouts are limited to Rise or crypto.

Challenges and pricing

Elite Daily

1 step
Account size Price Reset price Activation fee
25 K $80 No
50 K $98 No
100 K $179 No
150 K $247 No
Profit target
6 %
Max daily loss
Max total drawdown
Drawdown type
Trailing (end of day)
Min trading days
Time limit
Unlimited
Consistency rule
40 %
Refundable fee

Elite Access

1 step
Account size Price Reset price Activation fee
25 K $39 $35
50 K $39 $35
100 K $39 $35
150 K $39 $35
Profit target
6 %
Max daily loss
Max total drawdown
Drawdown type
Trailing (end of day)
Min trading days
1
Time limit
Unlimited
Consistency rule
No
Refundable fee

Instant Sim Funded

Instant funding
Account size Price Reset price Activation fee
25 K $189 No
50 K $306 No
100 K $369 No
150 K $423 No
Profit target
Max daily loss
Max total drawdown
Drawdown type
Trailing (end of day)
Min trading days
Time limit
Unlimited
Consistency rule
20 %
Refundable fee

IGNITE Instant Funding

Instant funding
Account size Price Reset price Activation fee
25 K $98 No
50 K $179 No
100 K $253 No
150 K $360 No
Profit target
Max daily loss
Max total drawdown
4 %
Drawdown type
Trailing (end of day)
Min trading days
Time limit
Unlimited
Consistency rule
15 %
Refundable fee

Trading rules

  • News trading Yes
  • Weekend holding
  • Overnight holding
  • Expert Advisors
  • Copy trading Yes
  • Hedging
  • Scalping Yes
  • KYC required Yes
Leverage
Spread type
Commission

Payouts

Profit split
90 %
Max profit split
90 %
First payout
Payout frequency
quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes
Max allocation
150 K
Payout methods
Rise and Crypto (USDT/USDC)

Scaling plan :

Platforms and instruments

Platforms and instruments

TradingViewTradovateNinjaTrader

Instruments

Futures

Accepted countries

Accepts traders from your country : Yes

Restricted countries

Afghanistan, Albania, Algeria, Angola, Antarctica, Armenia, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Burkina Faso, Myanmar (Burma), Burundi, Cambodia, Central African Republic, Chad, Côte d’Ivoire, Cuba, Congo - Kinshasa, Djibouti, Timor-Leste, Ecuador, Ethiopia, Ghana, Guinea-Bissau, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, Kosovo, Kuwait, Laos, Lebanon, Lesotho, Liberia, Libya, North Macedonia, Malawi, Mauritius, Mongolia, Montenegro, Morocco, Nicaragua, North Korea, Pakistan, Palestinian Territories, Panama, Papua New Guinea, Philippines, Russia, Rwanda, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tajikistan, Trinidad & Tobago, Tunisia, Türkiye, Uganda, Ukraine, Venezuela, Vietnam, Yemen, and Zimbabwe

KYC required : Yes

Score breakdown

Updated on

Trust and track record 25 % 71
Trading conditions 20 % 82
Payouts 20 % 73
Rules fairness 15 % 87
Pricing and value 10 % 91
Support and UX 10 % 71

How we score

Incidents and controversies

  • Prices displayed on the site include a permanent 55 % promotion: list pricing is substantially higher.

  • The revision of withdrawal thresholds applied to already-open accounts drew community criticism and a public statement from the founder.

Change history

  1. Payout structure revised: tiered withdrawal targets, 6 % for the first payout, 5 % for the second, 4 % thereafter. Applied to already-open accounts.

Alternatives

Goat Funded Trader

Forex / CFDFuturesCryptoStocks

Entry price
$36
Profit split
100 %
Account sizes
400 K

Code FIRSTGFT — 50 % sur le premier compte (code FIRSTGFT) ; 40 % + BOGO avec le code BOGO40, au 28 aout 2026

Earn2Trade

Futures

Entry price
$150
Profit split
80 %
Account sizes
200 K

Frequently asked questions

Can you trust Top One Futures?
Top One Futures has been operating since 2025, which is a meaningful track record in an industry where most firms are younger than three years. Its Trustpilot rating stands at 4.8/5 across 4,800 reviews. We score it 78/100, with 71/100 on the trust and track record pillar specifically.
How much does a Top One Futures challenge cost?
The cheapest Top One Futures evaluation starts at $39. Account sizes range from 25 K to 150 K, and the fee scales with the size.
How fast does Top One Futures pay out?
Payouts are then quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes. The trader keeps 90 % of profits. Available methods: Rise and crypto.
What drawdown rules apply at Top One Futures?
Top One Futures uses a trailing (end of day) drawdown. A trailing drawdown follows the account equity upward, so the loss threshold rises with your gains — check exactly when it updates before trading.
Does Top One Futures accept US traders?
Yes. Top One Futures does not list the United States among its restricted countries. It does exclude AF, AL, DZ, AO, AQ, AM, AZ, BS, BB, BY, BA, BW, BF, MM, BI, KH, CF, TD, CI, CU, CD, DJ, TL, EC, ET, GH, GW, IS, ID, IR, IQ, JM, JO, KZ, XK, KW, LA, LB, LS, LR, LY, MK, MW, MU, MN, ME, MA, NI, KP, PK, PS, PA, PG, PH, RU, RW, SL, SO, SS, LK, SD, SY, TJ, TT, TN, TR, UG, UA, VE, VN, YE, and ZW. Restriction lists change, so confirm on the firm's terms page before paying.
What are the main rules of the Top One Futures challenge?
There is no time limit to complete the evaluation phases. A minimum of 1 trading days is required.

Sources