The5ers vs Top One Futures: which prop firm is better in 2026?
On the 33 criteria we compare, the two firms end up level. The decision comes down to which constraint matters most to you: entry cost, drawdown model, or payout terms.
The5ers
Forex / CFD · Futures · Trustpilot 4.7/5
Founded in Israel in 2016, The5ers is one of the oldest forex prop firms still operating. Its strongest asset is the rulebook: static drawdown across every program, no time limit and no consistency rule. The tradable universe stays narrow, though — forex, indices, metals and futures, with no crypto and no equities.
Criteria won : 7 / 33
Top One Futures
Futures · Trustpilot 4.8/5
Launched in Wyoming in April 2025, Top One Futures built its name on fast payouts and a 4.8/5 Trustpilot rating. Its four programs span monthly subscription, $39 access and instant funding. Two reservations: displayed prices include a permanent promotion, and a rules revision was applied to already-open accounts.
Criteria won : 7 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
The5ers
$545
Top One Futures
$39
Full comparison
| Criterion | The5ers | Top One Futures |
|---|---|---|
| Trust | ||
| Score | 86/100 ✓ | 78/100 |
| Trustpilot | 4.7/5 | 4.8/5 ✓ |
| Founded | 2016 ✓ | 2025 |
| Headquarters | IL | US |
| Pricing | ||
| Entry price | $39 | $39 |
| Price for a 100 K account | $545 | $39 ✓ |
| Refundable fee | Yes | — |
| Reset price | — | $35 |
| Account sizes | 250 K ✓ | 150 K |
| Rules | ||
| Steps | 2 | 1 ✓ |
| Profit target | 10 % | 6 % ✓ |
| Max daily loss | 5 % | — |
| Max total drawdown | 10 % | — |
| Drawdown type | Static ✓ | Trailing (end of day) |
| Time limit | Unlimited | Unlimited |
| Consistency rule | No | — |
| Min trading days | 3 | 1 ✓ |
| Payouts | ||
| Profit split | 80 % | 90 % ✓ |
| Max profit split | 100 % ✓ | 90 % |
| First payout | 14 days | — |
| Payout frequency | Premier retrait 14 jours apres l'obtention du compte finance, puis toutes les deux semaines ; retrait minimum de 150 $ | quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes |
| Payout methods | crypto and rise | rise and crypto |
| Scaling plan | Yes | — |
| Max allocation | 500 K ✓ | 150 K |
| Trading | ||
| Platforms and instruments | mt5, ctrader, tradingview | tradingview, tradovate, ninjatrader |
| Instruments | fx, indices, metals, futures ✓ | futures |
| Leverage | 1:100 sur High Stakes ; 1:30 sur Hyper Growth et Pro Growth | — |
| News trading | — | Yes |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | Restricted | Yes ✓ |
| Scalping | — | Yes |
| Hedging | — | — |
Choose The5ers if…
- You are aiming for size: allocation scales up to 500 K.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at Top One Futures.
- You need a platform Top One Futures does not offer: mt5, ctrader.
Choose Top One Futures if…
- You want the shortest path to funding: 1 evaluation phase against 2 at The5ers.
- You need a platform The5ers does not offer: tradovate, ninjatrader.
Our analysis
How the loss limit behaves
The5ers applies a static drawdown capped at 10 %, with a 5 % daily limit. Top One Futures applies a trailing (end of day) drawdown. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
Getting paid
The5ers keeps 100 % of profits, allows a first withdrawal after 14 days, then pays Premier retrait 14 jours apres l'obtention du compte finance, puis toutes les deux semaines ; retrait minimum de 150 $. Top One Futures keeps 90 % of profits, then pays quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Tooling differences
The5ers is the only one of the two to offer mt5, ctrader. Top One Futures covers tradovate, ninjatrader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
How much history each firm has
The5ers has been running since 2016, 9 years longer than Top One Futures. On Trustpilot they sit at 4.7/5 and 4.8/5 respectively. Our trust pillar scores them 96/100 and 71/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
The price question
Both firms open at $39. At the reference size of 100 K the comparison is $545 for The5ers against $39 for Top One Futures. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.