Funded Trading Plus vs Top One Futures: which prop firm is better in 2026?
Across pricing, rules and payout terms, Funded Trading Plus takes the lead (7 against 6). Top One Futures remains the cheaper way in, so the choice is not automatic.
Funded Trading Plus
Forex / CFD
A London firm founded in late 2021 and bought by Instant Funding in May 2026, Funded Trading Plus pays every 7 days on its 1-Step Express and Instant programs, with the split rising from 80 to 100% and scaling up to $5 million. The catch: intraday trailing drawdown on both, and a Trustpilot score the platform has pulled.
Criteria won : 7 / 33
Top One Futures
Futures · Trustpilot 4.8/5
Launched in Wyoming in April 2025, Top One Futures built its name on fast payouts and a 4.8/5 Trustpilot rating. Its four programs span monthly subscription, $39 access and instant funding. Two reservations: displayed prices include a permanent promotion, and a rules revision was applied to already-open accounts.
Criteria won : 6 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Funded Trading Plus
$549
Top One Futures
$39
Full comparison
| Criterion | Funded Trading Plus | Top One Futures |
|---|---|---|
| Trust | ||
| Score | 80/100 ✓ | 78/100 |
| Trustpilot | — | 4.8/5 |
| Founded | 2021 ✓ | 2025 |
| Headquarters | GB | US |
| Pricing | ||
| Entry price | $89 | $39 ✓ |
| Price for a 100 K account | $549 | $39 ✓ |
| Refundable fee | Yes | — |
| Reset price | — | $35 |
| Account sizes | 200 K ✓ | 150 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 10 % | 6 % ✓ |
| Max daily loss | 4 % | — |
| Max total drawdown | 6 % | — |
| Drawdown type | Trailing intraday | Trailing (end of day) ✓ |
| Time limit | Unlimited | Unlimited |
| Consistency rule | — | — |
| Min trading days | — | 1 |
| Payouts | ||
| Profit split | 80 % | 90 % ✓ |
| Max profit split | 100 % ✓ | 90 % |
| First payout | — | — |
| Payout frequency | Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic | quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes |
| Payout methods | crypto and rise | rise and crypto |
| Scaling plan | Yes | — |
| Max allocation | 5 M ✓ | 150 K |
| Trading | ||
| Platforms and instruments | mt5, ctrader, dxtrade, match-trader ✓ | tradingview, tradovate, ninjatrader |
| Instruments | fx, indices, metals, energy, crypto ✓ | futures |
| Leverage | 1:30 sur 1-Step Express, 1:50 sur 2-Step Classic | — |
| News trading | — | Yes |
| Weekend holding | Yes | — |
| Expert Advisors | Yes | — |
| Copy trading | Restricted | Yes ✓ |
| Scalping | Yes | Yes |
| Hedging | — | — |
Choose Funded Trading Plus if…
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at Top One Futures.
- You need a platform Top One Futures does not offer: mt5, ctrader, dxtrade, match-trader.
- You are aiming for size: allocation scales up to 5 M.
Choose Top One Futures if…
- You need a platform Funded Trading Plus does not offer: tradingview, tradovate, ninjatrader.
- Your budget is the binding constraint: the entry ticket starts at $39, below Funded Trading Plus.
Our analysis
Track record
Funded Trading Plus has been running since 2021, 4 years longer than Top One Futures. Our trust pillar scores them 74/100 and 71/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
Top One Futures opens at $39 against $89 for Funded Trading Plus, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $549 for Funded Trading Plus against $39 for Top One Futures. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Drawdown: the rule that decides
Funded Trading Plus applies a trailing intraday drawdown capped at 6 %, with a 4 % daily limit. Top One Futures applies a trailing (end of day) drawdown. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Funded Trading Plus keeps 100 % of profits, then pays Tous les 7 jours sur 1-Step Express et Instant ; tous les 10 jours sur 2-Step Classic. Top One Futures keeps 90 % of profits, then pays quotidien sur Elite Daily, par cycles de 5 jours sur les autres programmes. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Funded Trading Plus is the only one of the two to offer mt5, ctrader, dxtrade, match-trader. Top One Futures covers tradingview, tradovate, ninjatrader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.