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Funded Trading Plus Top One Futures Head to head · 33 criteria compared

Funded Trading Plus vs Top One Futures: which prop firm is better in 2026?

Across pricing, rules and payout terms, Funded Trading Plus takes the lead (7 against 6). Top One Futures remains the cheaper way in, so the choice is not automatic.

Verified on
Funded Trading Plus homepage: dark green design and a 30% discount card listing the Instant Funding, 1-Step Express and 2-Step Classic plans with their prices
Funded Trading Plus

A London firm founded in late 2021 and bought by Instant Funding in May 2026, Funded Trading Plus pays every 7 days on its 1-Step Express and Instant programs, with the split rising from 80 to 100% and scaling up to $5 million. The catch: intraday trailing drawdown on both, and a Trustpilot score the platform has pulled.

Criteria won: 7 / 33

Top One Futures homepage: headline "Experience Top One 2.0", a video thumbnail of CEO Matt Morris, cards on 24/7 support and payouts in under twelve hours
Top One Futures

Top One Futures

Futures Trustpilot 4.8 / 5 (4,800 reviews)

Launched in Wyoming in April 2025, Top One Futures built its name on fast payouts and a 4.8/5 Trustpilot rating. Its four programs span monthly subscription, $39 access and instant funding. Two reservations: displayed prices include a permanent promotion, and a rules revision was applied to already-open accounts.

Criteria won: 6 / 33

Pricing at equal account size

Cheapest evaluation for a 100 K account.

Funded Trading Plus Funded Trading Plus

$549

Top One Futures Top One Futures

$39

Funded Trading Plus vs Top One Futures (2026) — Full Comparison
Full comparison Funded Trading Plus Funded Trading Plus Top One Futures Top One Futures
Trust
Score 80/100 ✓ 78/100
Trustpilot — 4.8/5
Founded 2021 ✓ 2025
Headquarters GB US
Pricing
Entry price $89 $39 ✓
Price for a 100 K account $549 $39 ✓
Refundable fee Yes —
Reset price — $35
Account sizes 200 K ✓ 150 K
Rules
Steps 1 1
Profit target 10 % 6 % ✓
Max daily loss 4 % —
Max total drawdown 6 % —
Drawdown type Trailing intraday Trailing (end of day) ✓
Time limit Unlimited Unlimited
Consistency rule — —
Min trading days — 1
Payouts
Profit split 80 % 90 % ✓
Max profit split 100 % ✓ 90 %
First payout — —
Payout frequency Every 7 days on 1-Step Express and Instant; every 10 days on 2-Step Classic Daily on Elite Daily, in 5-day cycles on the other programmes
Payout methods crypto and rise rise and crypto
Scaling plan Yes —
Max allocation 5 M ✓ 150 K
Trading
Platforms and instruments mt5, ctrader, dxtrade, match-trader ✓ tradingview, tradovate, ninjatrader
Instruments fx, indices, metals, energy, crypto ✓ futures
Leverage 1:30 on 1-Step Express, 1:50 on 2-Step Classic —
News trading — Yes
Weekend holding Yes —
Expert Advisors Yes —
Copy trading Restricted Yes ✓
Scalping Yes Yes
Hedging — —

Funded Trading Plus Choose Funded Trading Plus if…

  • You expect to stay funded long enough for the split to matter: 100 % against 90 % at Top One Futures.
  • You need a platform Top One Futures does not offer: mt5, ctrader, dxtrade, match-trader.
  • You are aiming for size: allocation scales up to 5 M.

Top One Futures Choose Top One Futures if…

  • You need a platform Funded Trading Plus does not offer: tradingview, tradovate, ninjatrader.
  • Your budget is the binding constraint: the entry ticket starts at $39, below Funded Trading Plus.

Our analysis

Track record

Funded Trading Plus has been running since 2021, 4 years longer than Top One Futures. Our trust pillar scores them 74/100 and 71/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.

What you pay to start

Top One Futures opens at $39 against $89 for Funded Trading Plus, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $549 for Funded Trading Plus against $39 for Top One Futures. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.

Drawdown: the rule that decides

Funded Trading Plus applies a trailing intraday drawdown capped at 6 %, with a 4 % daily limit. Top One Futures applies a trailing (end of day) drawdown. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.

What reaches your account

Funded Trading Plus keeps 100 % of profits, then pays Every 7 days on 1-Step Express and Instant; every 10 days on 2-Step Classic. Top One Futures keeps 90 % of profits, then pays Daily on Elite Daily, in 5-day cycles on the other programmes. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.

Where you actually trade

Funded Trading Plus is the only one of the two to offer mt5, ctrader, dxtrade, match-trader. Top One Futures covers tradingview, tradovate, ninjatrader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.

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Frequently asked questions

Which is better between Funded Trading Plus and Top One Futures?
Funded Trading Plus wins 7 of the 33 criteria we compare, against 6 for Top One Futures. That said, the ranking depends on what you weight: entry cost, drawdown model and payout speed do not point in the same direction for every trader.
Which of the two is cheaper?
Top One Futures, with an entry price of $39 against $89. Check the reset price and whether the fee is refunded on the first payout before concluding — those two lines often reverse the ranking.
Which one has the more forgiving drawdown?
Top One Futures, because a static or end-of-day trailing drawdown leaves more room than an intraday one, which tracks unrealised peaks reached during the session.
Which one offers the larger accounts?
Funded Trading Plus, up to 200 K against 150 K. Remember that a bigger account also means a bigger absolute drawdown to respect.
Can I run both at the same time?
Nothing prevents you from holding accounts at two different firms — many funded traders do, to spread the risk of a single firm changing its rules or delaying a payout. What is usually forbidden is mirroring the same trades across accounts, which most firms treat as copy trading and can void a payout. Check each firm's terms on that specific point.

Discounts that are actually verified

No discount code is published without being checked on the firm’s own website. An unverified deal does not appear here.

See the discounts