Earn2Trade vs Fintokei: which prop firm is better in 2026?
Neither firm dominates this comparison. The decision comes down to which constraint matters most to you: entry cost, drawdown model, or payout terms.
Earn2Trade
Futures · Trustpilot 4.6/5
Earn2Trade does not fund traders itself: it is a US evaluation and education platform founded in 2016, with capital supplied by partner firms Helios, Appius and Kronos. Its TCP and Gauntlet Mini programs bill monthly, $150 to $550, cover CME futures only, cap the split at 80% and run a trailing EOD drawdown.
Criteria won : 8 / 33
Fintokei
Forex / CFD · Trustpilot 4.3/5
Fintokei is a Czech prop firm launched in 2022 and backed by Purple Holding, the group behind broker Purple Trading, which supplies execution. All four of its evaluation tracks run on static drawdown measured from the starting balance, never trailing. The trade-off is a narrow instrument list: forex and CFDs on metals, energy and indices, with no crypto and no stocks.
Criteria won : 8 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Earn2Trade
$315
Fintokei
$419
Full comparison
| Criterion | Earn2Trade | Fintokei |
|---|---|---|
| Trust | ||
| Score | 79/100 ✓ | 75/100 |
| Trustpilot | 4.6/5 ✓ | 4.3/5 |
| Founded | 2016 ✓ | 2022 |
| Headquarters | US | CZ |
| Pricing | ||
| Entry price | $150 | $44 ✓ |
| Price for a 100 K account | $315 ✓ | $419 |
| Refundable fee | — | — |
| Reset price | — | — |
| Account sizes | 200 K | 400 K ✓ |
| Rules | ||
| Steps | 1 ✓ | 3 |
| Profit target | — | 2 % |
| Max daily loss | 2.2 % | 3 % ✓ |
| Max total drawdown | — | 6 % |
| Drawdown type | Trailing (end of day) | Static ✓ |
| Time limit | Unlimited ✓ | 180 |
| Consistency rule | 30 | 40 ✓ |
| Min trading days | 0 ✓ | 3 |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 80 % | 100 % ✓ |
| First payout | — | 14 days |
| Payout frequency | hebdomadaire | tous les 14 jours |
| Payout methods | — | — |
| Scaling plan | Yes | — |
| Max allocation | 200 K | 400 K ✓ |
| Trading | ||
| Platforms and instruments | ninjatrader, tradovate, tradingview, rithmic ✓ | tradingview, mt5, ctrader |
| Instruments | futures | fx, metals, energy, indices ✓ |
| Leverage | — | — |
| News trading | Yes | — |
| Weekend holding | — | — |
| Expert Advisors | — | — |
| Copy trading | — | — |
| Scalping | — | — |
| Hedging | — | — |
Choose Earn2Trade if…
- You trade selectively and refuse a countdown: there is no deadline to clear the evaluation.
- You want the shortest path to funding: 1 evaluation phase against 3 at Fintokei.
- You need a platform Fintokei does not offer: ninjatrader, tradovate, rithmic.
Choose Fintokei if…
- You need a platform Earn2Trade does not offer: mt5, ctrader.
- You are aiming for size: allocation scales up to 400 K.
- Your budget is the binding constraint: the entry ticket starts at $44, below Earn2Trade.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
Our analysis
Trust and longevity
Earn2Trade has been running since 2016, 6 years longer than Fintokei. On Trustpilot they sit at 4.6/5 and 4.3/5 respectively. Our trust pillar scores them 94/100 and 72/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Entry cost
Fintokei opens at $44 against $150 for Earn2Trade, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $315 for Earn2Trade against $419 for Fintokei. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Risk rules side by side
Earn2Trade applies a trailing (end of day) drawdown, with a 2.2 % daily limit. Fintokei applies a static drawdown capped at 6 %, with a 3 % daily limit. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
Payout terms compared
Earn2Trade keeps 80 % of profits, then pays hebdomadaire. Fintokei keeps 100 % of profits, allows a first withdrawal after 14 days, then pays tous les 14 jours. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
Earn2Trade is the only one of the two to offer ninjatrader, tradovate, rithmic. Fintokei covers mt5, ctrader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.