FundingPips vs TradeDay: which prop firm is better in 2026?
On the 33 criteria we compare, FundingPips comes out ahead (7 against 5). TradeDay stays relevant for traders whose priorities differ from the average.
FundingPips
Forex / CFD · Crypto · Trustpilot 4.5/5
FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.
Criteria won : 7 / 33
TradeDay
Futures · Trustpilot 4.6/5
TradeDay was founded in Chicago in 2020 by two former institutional market professionals, and that background shows in the rulebook: no daily loss limit, news trading and scalping allowed, and withdrawals available from day one. The May 2026 rework dropped static drawdown accounts in favour of two paths, Quick Pay and Fast Pass.
Criteria won : 5 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
FundingPips
—
Closest size : 5 K — $29
TradeDay
$240
Full comparison
| Criterion | FundingPips | TradeDay |
|---|---|---|
| Trust | ||
| Score | 83/100 ✓ | 80/100 |
| Trustpilot | 4.5/5 | 4.6/5 ✓ |
| Founded | 2022 | 2020 ✓ |
| Headquarters | AE | US |
| Pricing | ||
| Entry price | $29 ✓ | $131 |
| Price for a 100 K account | — | $240 |
| Refundable fee | No | No |
| Reset price | — | — |
| Account sizes | 200 K ✓ | 150 K |
| Rules | ||
| Steps | 2 | 1 ✓ |
| Profit target | 6 % | 6 % |
| Max daily loss | 3 % | — |
| Max total drawdown | 6 % | — |
| Drawdown type | Static ✓ | Trailing intraday |
| Time limit | Unlimited | Unlimited |
| Consistency rule | — | 30 |
| Min trading days | 1 ✓ | 5 |
| Payouts | ||
| Profit split | 80 % | 80 % |
| Max profit split | 100 % ✓ | 90 % |
| First payout | 7 days | 0 days ✓ |
| Payout frequency | Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %) | a la demande des le premier jour, minimum 250 $ par retrait |
| Payout methods | — | — |
| Scaling plan | — | No |
| Max allocation | — | 150 K |
| Trading | ||
| Platforms and instruments | mt5, ctrader, match-trader | tradovate, rithmic, ninjatrader, tradingview ✓ |
| Instruments | fx, indices, metals, energy, crypto ✓ | futures |
| Leverage | — | — |
| News trading | — | Yes |
| Weekend holding | — | No |
| Expert Advisors | — | — |
| Copy trading | Restricted | — |
| Scalping | — | Yes |
| Hedging | — | — |
Choose FundingPips if…
- You need a platform TradeDay does not offer: mt5, ctrader, match-trader.
- Your budget is the binding constraint: the entry ticket starts at $29, below TradeDay.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
- You expect to stay funded long enough for the split to matter: 100 % against 90 % at TradeDay.
Choose TradeDay if…
- You want the shortest path to funding: 1 evaluation phase against 2 at FundingPips.
- You need a platform FundingPips does not offer: tradovate, rithmic, ninjatrader, tradingview.
- Cash flow matters to you: the first withdrawal comes after 0 days rather than 7.
Our analysis
How much history each firm has
TradeDay has been running since 2020, 2 years longer than FundingPips. On Trustpilot they sit at 4.5/5 and 4.6/5 respectively. Our trust pillar scores them 81/100 and 85/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
The price question
FundingPips opens at $29 against $131 for TradeDay, a substantial gap on the smallest account. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
How the loss limit behaves
FundingPips applies a static drawdown capped at 6 %, with a 3 % daily limit. TradeDay applies a trailing intraday drawdown. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
Getting paid
FundingPips keeps 100 % of profits, allows a first withdrawal after 7 days, then pays Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). TradeDay keeps 90 % of profits, allows a first withdrawal after 0 days, then pays a la demande des le premier jour, minimum 250 $ par retrait. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Tooling differences
FundingPips is the only one of the two to offer mt5, ctrader, match-trader. TradeDay covers tradovate, rithmic, ninjatrader, tradingview, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.