Elite Trader Funding vs FundingPips: which prop firm is better in 2026?
Across pricing, rules and payout terms, FundingPips takes the lead (7 against 4). Elite Trader Funding stays relevant for traders whose priorities differ from the average.
Elite Trader Funding
Futures · Trustpilot 3.8/5
At Elite Trader Funding the funded account stays simulated: the headline split is 100%, but payouts are capped at $25,000 per trader, after which moving to the LIVE ELITE program on an 80/20 split becomes mandatory. Six futures evaluation models, $47 resets, but activation fees of $177 to $307 and $87 a month once funded.
Criteria won : 4 / 33
FundingPips
Forex / CFD · Crypto · Trustpilot 4.5/5
FundingPips lets you choose the withdrawal rhythm and prices the split accordingly: 60% weekly, 80% biweekly, 90% on demand, 100% on a monthly cycle. Its four evaluation models keep static drawdown, with only the instant-funding Zero account switching to trailing. Against that, a Striking System closes a funded account on the fourth warning.
Criteria won : 7 / 33
Pricing at equal account size
Cheapest evaluation for a 100 K account.
Elite Trader Funding
$205
FundingPips
—
Closest size : 5 K — $29
Full comparison
| Criterion | Elite Trader Funding | FundingPips |
|---|---|---|
| Trust | ||
| Score | 77/100 | 83/100 ✓ |
| Trustpilot | 3.8/5 | 4.5/5 ✓ |
| Founded | 2022 | 2022 |
| Headquarters | US | AE |
| Pricing | ||
| Entry price | $99 | $29 ✓ |
| Price for a 100 K account | $205 | — |
| Refundable fee | — | No |
| Reset price | $47 | — |
| Account sizes | 250 K ✓ | 200 K |
| Rules | ||
| Steps | 1 ✓ | 2 |
| Profit target | — | 6 % |
| Max daily loss | — | 3 % |
| Max total drawdown | — | 6 % |
| Drawdown type | Trailing intraday | Static ✓ |
| Time limit | Unlimited | Unlimited |
| Consistency rule | — | — |
| Min trading days | 5 | 1 ✓ |
| Payouts | ||
| Profit split | 100 % ✓ | 80 % |
| Max profit split | 100 % | 100 % |
| First payout | 8 days | 7 days ✓ |
| Payout frequency | a la demande, approbation le jour meme | Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %) |
| Payout methods | — | — |
| Scaling plan | — | — |
| Max allocation | 250 K | — |
| Trading | ||
| Platforms and instruments | ninjatrader, tradingview, rithmic, tradovate ✓ | mt5, ctrader, match-trader |
| Instruments | futures | fx, indices, metals, energy, crypto ✓ |
| Leverage | — | — |
| News trading | — | — |
| Weekend holding | Yes | — |
| Expert Advisors | No | — |
| Copy trading | Restricted | Restricted |
| Scalping | Yes | — |
| Hedging | — | — |
Choose Elite Trader Funding if…
- You need a platform FundingPips does not offer: ninjatrader, tradingview, rithmic, tradovate.
- You want the shortest path to funding: 1 evaluation phase against 2 at FundingPips.
Choose FundingPips if…
- Your budget is the binding constraint: the entry ticket starts at $29, below Elite Trader Funding.
- You want a drawdown you can compute in your head: the limit is fixed on the starting balance and never moves as the account grows.
- Cash flow matters to you: the first withdrawal comes after 7 days rather than 8.
- You need a platform Elite Trader Funding does not offer: mt5, ctrader, match-trader.
Our analysis
Drawdown: the rule that decides
Elite Trader Funding applies a trailing intraday drawdown. FundingPips applies a static drawdown capped at 6 %, with a 3 % daily limit. This is the single most consequential difference between the two. A static drawdown is measured once, from the starting balance, and never moves; a trailing drawdown follows your equity upward, so a winning streak raises the floor you can no longer fall below. Intraday trailing is stricter still, because it tracks unrealised peaks reached inside the session — profit you never actually banked can permanently raise your loss threshold.
What reaches your account
Elite Trader Funding keeps 100 % of profits, allows a first withdrawal after 8 days, then pays a la demande, approbation le jour meme. FundingPips keeps 100 % of profits, allows a first withdrawal after 7 days, then pays Cycle au choix : hebdomadaire (60 %), bi-hebdomadaire (80 %), a la demande (90 %) ou mensuel (100 %). Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Elite Trader Funding is the only one of the two to offer ninjatrader, tradingview, rithmic, tradovate. FundingPips covers mt5, ctrader, match-trader, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Track record
On Trustpilot they sit at 3.8/5 and 4.5/5 respectively. Our trust pillar scores them 67/100 and 81/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
FundingPips opens at $29 against $99 for Elite Trader Funding, a substantial gap on the smallest account. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.