Across pricing, rules and payout terms, Topstep takes the lead (7 against 3). Take Profit Trader stays relevant for traders whose priorities differ from the average.
Founded in Florida in late 2021, Take Profit Trader runs a three-tier path — Test, then PRO, then PRO+ on the live market — with withdrawals available from day one on a funded account. It excludes no countries, which is rare. The point to watch is the drawdown type changing between tiers, which catches many traders out.
Criteria won: 3 / 33
Founded in Chicago in 2012, Topstep is the oldest futures prop firm. It charges a monthly subscription rather than a one-off ticket, with a 6 % target and a trailing drawdown that locks once the starting balance is cleared. Its 90 % profit split and first withdrawal after five winning days are among the best in the segment.
Criteria won: 7 / 33
Cheapest evaluation for a 100 K account.
Take Profit Trader
$330
Topstep
$99
| Full comparison | Take Profit Trader | |
|---|---|---|
| Trust | ||
| Score | 76/100 | 77/100 ✓ |
| Trustpilot | 4.3/5 ✓ | 3.6/5 |
| Founded | 2021 | 2012 ✓ |
| Headquarters | US | US |
| Pricing | ||
| Entry price | $150 | $49 ✓ |
| Price for a 100 K account | $330 | $99 ✓ |
| Refundable fee | No | No |
| Reset price | — | — |
| Account sizes | 150 K | 150 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 6 % | 6 % |
| Max daily loss | — | — |
| Max total drawdown | — | 4 % |
| Drawdown type | Trailing (end of day) | Trailing (end of day) |
| Time limit | Unlimited | Unlimited |
| Consistency rule | 50 | 50 |
| Min trading days | 3 | 2 ✓ |
| Payouts | ||
| Profit split | 80 % | 90 % ✓ |
| Max profit split | 90 % | 90 % |
| First payout | 0 days ✓ | 5 days |
| Payout frequency | Daily, on demand from the first day | On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target |
| Payout methods | — | wise and bank |
| Scaling plan | No | Yes ✓ |
| Max allocation | 150 K | 150 K |
| Trading | ||
| Platforms and instruments | ninjatrader, tradingview, tradovate, rithmic, quantower ✓ | ninjatrader, tradovate, rithmic |
| Instruments | futures | futures |
| Leverage | — | — |
| News trading | Yes | — |
| Weekend holding | No | No |
| Expert Advisors | — | — |
| Copy trading | — | — |
| Scalping | Yes | — |
| Hedging | — | — |
Choose Take Profit Trader if… Take Profit Trader is the only one of the two to offer tradingview, quantower. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Topstep has been running since 2012, 9 years longer than Take Profit Trader. On Trustpilot they sit at 4.3/5 and 3.6/5 respectively. Our trust pillar scores them 83/100 and 80/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Topstep opens at $49 against $150 for Take Profit Trader, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $330 for Take Profit Trader against $99 for Topstep. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Take Profit Trader applies a trailing (end of day) drawdown. Topstep applies a trailing (end of day) drawdown capped at 4 %. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
Take Profit Trader keeps 90 % of profits, allows a first withdrawal after 0 days, then pays Daily, on demand from the first day. Topstep keeps 90 % of profits, allows a first withdrawal after 5 days, then pays On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
No discount code is published without being checked on the firm’s own website. An unverified deal does not appear here.
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