My Funded Futures wins this comparison (4 against 2). Topstep stays relevant for traders whose priorities differ from the average.
Launched in late 2023 in Delaware, My Funded Futures posts the highest customer satisfaction in our futures database, at 4.9/5 across more than 21,000 reviews. Its four plans share a 6 % target and an end-of-day trailing drawdown that locks above the starting balance. The notable trade-off: over 80 countries are excluded.
Criteria won: 4 / 33
Founded in Chicago in 2012, Topstep is the oldest futures prop firm. It charges a monthly subscription rather than a one-off ticket, with a 6 % target and a trailing drawdown that locks once the starting balance is cleared. Its 90 % profit split and first withdrawal after five winning days are among the best in the segment.
Criteria won: 2 / 33
Cheapest evaluation for a 100 K account.
My Funded Futures
—
Topstep
$99
| Full comparison | My Funded Futures | |
|---|---|---|
| Trust | ||
| Score | 80/100 ✓ | 77/100 |
| Trustpilot | 4.9/5 ✓ | 3.6/5 |
| Founded | 2023 | 2012 ✓ |
| Headquarters | US | US |
| Pricing | ||
| Entry price | — | $49 |
| Price for a 100 K account | — | $99 |
| Refundable fee | No | No |
| Reset price | — | — |
| Account sizes | 150 K | 150 K |
| Rules | ||
| Steps | 1 | 1 |
| Profit target | 6 % | 6 % |
| Max daily loss | — | — |
| Max total drawdown | 4 % | 4 % |
| Drawdown type | Trailing (end of day) | Trailing (end of day) |
| Time limit | Unlimited | Unlimited |
| Consistency rule | 50 | 50 |
| Min trading days | 2 | 2 |
| Payouts | ||
| Profit split | 80 % | 90 % ✓ |
| Max profit split | 90 % | 90 % |
| First payout | 1 days ✓ | 5 days |
| Payout frequency | Rapid: every 24 h (minimum $500); Builder: every 48 h; Pro: 14-day cycle (minimum $1,000, capped at $100,000 per cycle) | On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target |
| Payout methods | — | wise and bank |
| Scaling plan | — | Yes |
| Max allocation | 150 K | 150 K |
| Trading | ||
| Platforms and instruments | ninjatrader, tradovate, tradingview, quantower, volumetrica ✓ | ninjatrader, tradovate, rithmic |
| Instruments | futures | futures |
| Leverage | — | — |
| News trading | Yes | — |
| Weekend holding | — | No |
| Expert Advisors | — | — |
| Copy trading | — | — |
| Scalping | — | — |
| Hedging | — | — |
Choose My Funded Futures if… Topstep has been running since 2012, 11 years longer than My Funded Futures. On Trustpilot they sit at 4.9/5 and 3.6/5 respectively. Our trust pillar scores them 83/100 and 80/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
My Funded Futures applies a trailing (end of day) drawdown capped at 4 %. Topstep applies a trailing (end of day) drawdown capped at 4 %. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
My Funded Futures keeps 90 % of profits, allows a first withdrawal after 1 days, then pays Rapid: every 24 h (minimum $500); Builder: every 48 h; Pro: 14-day cycle (minimum $1,000, capped at $100,000 per cycle). Topstep keeps 90 % of profits, allows a first withdrawal after 5 days, then pays On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
My Funded Futures is the only one of the two to offer tradingview, quantower, volumetrica. Topstep covers rithmic, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
No discount code is published without being checked on the firm’s own website. An unverified deal does not appear here.
See the discounts
