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FundedNext Futures vs Topstep: which prop firm is better in 2026?

On the 33 criteria we compare, Topstep comes out ahead (5 against 2). and it pays out a larger share of profits, so the choice is not automatic.

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FundedNext Futures

Futures · Trustpilot 4.5/5

FundedNext's futures arm went live in April 2025 and runs entirely on one-step evaluations across Tradovate, NinjaTrader and TradingView. Five programs share the same trailing end-of-day drawdown, with no activation fee and pricing from 69.99 USD for a 50K Flex account. The trade-off: every position is closed out before 3:10 pm Chicago time.

Criteria won : 2 / 33

Topstep

Futures · Trustpilot 3.6/5

Founded in Chicago in 2012, Topstep is the oldest futures prop firm. It charges a monthly subscription rather than a one-off ticket, with a 6 % target and a trailing drawdown that locks once the starting balance is cleared. Its 90 % profit split and first withdrawal after five winning days are among the best in the segment.

Criteria won : 5 / 33

Pricing at equal account size

Cheapest evaluation for a 100 K account.

FundedNext Futures

$129.99

Topstep

$99

Full comparison

FundedNext Futures vs Topstep (2026) — Full Comparison
Criterion FundedNext Futures Topstep
Trust
Score 76/100 77/100
Trustpilot 4.5/5 3.6/5
Founded 2022 2012
Headquarters AE US
Pricing
Entry price $69.99 $49
Price for a 100 K account $129.99 $99
Refundable fee No
Reset price $91.99
Account sizes 150 K 150 K
Rules
Steps 1 1
Profit target 6 % 6 %
Max daily loss 2 %
Max total drawdown 4 % 4 %
Drawdown type Trailing (end of day) Trailing (end of day)
Time limit Unlimited Unlimited
Consistency rule 40 50
Min trading days 2
Payouts
Profit split 90 % 90 %
Max profit split 95 % 90 %
First payout 5 days
Payout frequency quotidien (Rapid Daily), tous les 3 jours (Rapid Pro), tous les 5 jours de reference (Flex et Legacy) Sur demande : Express Funded Standard après 5 journées gagnantes à 150 $+ ; Express Funded Consistency après 3 journées de trading avec cible de consistance 40 %
Payout methods rise and crypto wise and bank
Scaling plan Yes
Max allocation 150 K 150 K
Trading
Platforms and instruments tradovate, ninjatrader, tradingview ninjatrader, tradovate, rithmic
Instruments futures futures
Leverage
News trading
Weekend holding No No
Expert Advisors
Copy trading
Scalping Yes
Hedging

Choose FundedNext Futures if…

  • You need a platform Topstep does not offer: tradingview.
  • You expect to stay funded long enough for the split to matter: 95 % against 90 % at Topstep.

Choose Topstep if…

  • Your budget is the binding constraint: the entry ticket starts at $49, below FundedNext Futures.
  • You need a platform FundedNext Futures does not offer: rithmic.

Our analysis

The price question

Topstep opens at $49 against $69.99 for FundedNext Futures, a moderate gap on the smallest account. At the reference size of 100 K the comparison is $129.99 for FundedNext Futures against $99 for Topstep. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.

How the loss limit behaves

FundedNext Futures applies a trailing (end of day) drawdown capped at 4 %, with a 2 % daily limit. Topstep applies a trailing (end of day) drawdown capped at 4 %. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.

Getting paid

FundedNext Futures keeps 95 % of profits, then pays quotidien (Rapid Daily), tous les 3 jours (Rapid Pro), tous les 5 jours de reference (Flex et Legacy). Topstep keeps 90 % of profits, allows a first withdrawal after 5 days, then pays Sur demande : Express Funded Standard après 5 journées gagnantes à 150 $+ ; Express Funded Consistency après 3 journées de trading avec cible de consistance 40 %. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.

Tooling differences

FundedNext Futures is the only one of the two to offer tradingview. Topstep covers rithmic, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.

How much history each firm has

Topstep has been running since 2012, 10 years longer than FundedNext Futures. On Trustpilot they sit at 4.5/5 and 3.6/5 respectively. Our trust pillar scores them 81/100 and 80/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.

Frequently asked questions

Which is better between FundedNext Futures and Topstep?
Topstep wins 5 of the 33 criteria we compare, against 2 for FundedNext Futures. That said, the ranking depends on what you weight: entry cost, drawdown model and payout speed do not point in the same direction for every trader.
Which of the two is cheaper?
Topstep, with an entry price of $49 against $69.99. Check the reset price and whether the fee is refunded on the first payout before concluding — those two lines often reverse the ranking.
Which one has the more forgiving drawdown?
Both use a trailing (end of day) drawdown, so compare the percentages rather than the mechanism.
Which one offers the larger accounts?
Both cap the evaluation at 150 K. Beyond that, what differs is the scaling plan applied once you are funded.
Can I run both at the same time?
Nothing prevents you from holding accounts at two different firms — many funded traders do, to spread the risk of a single firm changing its rules or delaying a payout. What is usually forbidden is mirroring the same trades across accounts, which most firms treat as copy trading and can void a payout. Check each firm's terms on that specific point.

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