Drawdown: the rule that decides
Earn2Trade applies a trailing (end of day) drawdown, with a 2.2 % daily limit. Topstep applies a trailing (end of day) drawdown capped at 4 %. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.
What reaches your account
Earn2Trade keeps 80 % of profits, then pays Weekly. Topstep keeps 90 % of profits, allows a first withdrawal after 5 days, then pays On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Where you actually trade
Earn2Trade is the only one of the two to offer tradingview. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Track record
Topstep has been running since 2012, 4 years longer than Earn2Trade. On Trustpilot they sit at 4.6/5 and 3.6/5 respectively. Our trust pillar scores them 94/100 and 80/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
What you pay to start
Topstep opens at $49 against $150 for Earn2Trade, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $315 for Earn2Trade against $99 for Topstep. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.