Payout terms compared
Alpha Capital Group keeps 90 % of profits, then pays Bi-weekly or on demand (chosen at purchase); processed within 2 business days. Topstep keeps 90 % of profits, allows a first withdrawal after 5 days, then pays On request: Express Funded Standard after 5 winning days at $150+; Express Funded Consistency after 3 trading days with a 40% consistency target. Payout frequency deserves as much attention as the split itself: a slightly lower share paid every two weeks compounds faster than a headline percentage locked behind a monthly cycle and a long first-withdrawal delay.
Platforms and instruments
Alpha Capital Group is the only one of the two to offer mt5, ctrader, dxtrade, tradelocker. Topstep covers ninjatrader, tradovate, rithmic, which its rival does not. Platform choice is not cosmetic: order execution, available order types and the reliability of your automation all depend on it, and switching mid-evaluation is rarely possible.
Trust and longevity
Topstep has been running since 2012, 9 years longer than Alpha Capital Group. Our trust pillar scores them 74/100 and 80/100, which weighs age, corporate transparency and public payout evidence. In an industry with no financial regulator overseeing these evaluations, longevity and a verifiable payout history are the closest thing to a guarantee.
Entry cost
Alpha Capital Group opens at $27 against $49 for Topstep, a substantial gap on the smallest account. At the reference size of 100 K the comparison is $397 for Alpha Capital Group against $99 for Topstep. The headline fee is rarely the real cost, though: what matters is the price of a reset after a failed attempt, whether the fee comes back on the first payout, and whether an activation fee appears when you move to a funded account. Compare those three lines in the table above before deciding on price alone.
Risk rules side by side
Alpha Capital Group applies a trailing (end of day) drawdown capped at 4 %, with a 3 % daily limit. Topstep applies a trailing (end of day) drawdown capped at 4 %. Both use the same model, so the difference plays out on the percentages rather than on the mechanism.